Compare Nationwide ISAs

Nationwide offer a range of ISAs, use the table below to compare their features and benefits.

Cash ISAs

Save up to £5,640 this tax year in a cash ISA and don't forget, you can split your annual allowance between any of our cash ISAs.

You can Sort the product list by any column by clicking on the arrow within the column header. This will immediately re-order the products within the table below.

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Account
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Minimum investment
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Withdrawals+
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Additional deposits?
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Transfer in existing ISA?
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Apply online?
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View account online?
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Existing account holders only+
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AER% tax-free
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+View more information about Online ISA Issue 4 Online ISA Issue 4 £1,000 yes yes yes yes yes yes Up to 3.10% variable* Full Details

An online account which provides unlimited instant access to your savings and a tax free rate of return. Balances of £1,000+ include a fixed introductory bonus until 31 October 2013. You will need to hold or open a Nationwide card account to apply (excludes Regular Savings). Minimum age 16.

Rates effective from 01/05/2012

Balance
Min		Max AER% tax-free AER% tax-free including bonus
£1£9990.25n/a
£1,000+ 1.003.10

Balances of £1,000+ earn an introductory fixed rate, based on account balance, until 31 October 2013. After this date the rate reverts to 1.00% AER tax-free variable. For any day your balance goes below £1,000 you earn a rate of 0.25% tax-free AER variable. Rates are fixed.

+View more information about Flexclusive ISA Issue 2 Flexclusive ISA Issue 2 £1 yes yes no no yes yes 3.50% variable* Full Details

A branch based savings account that gives you tax-free returns. Includes a fixed introductory bonus rate which reverts to a lower rate once the bonus has expired. Available to main FlexAccount customers (eligibility criteria apply). Transfers in from existing cash ISAs are not accepted into this account. Open with £1. Minimum age 18.

Rates effective from 10/05/2012

Balance
Min		Max AER% tax-free AER% tax-free including bonus
£1+ 2.003.50

Fixed introductory rate until 30 November 2013. Rates are variable. The annual interest rate (AER) is guaranteed to pay 1.50% above the Bank of England Base Rate until 1 January 2014 and will track changes in the Base Rate. Any changes will be made within one month of a Bank of England announcement.

+View more information about 75 Day ISA Issue 3 75 Day ISA Issue 3 £1,000 yes yes yes no yes no Up to 2.85% variable* Full Details

A branch based, 75 day notice account that gives you tax-free returns. Balances of £1,000+ include a fixed introductory bonus until 31 October 2013. Minimum age 16.

Rates effective from 01/05/2012

Balance
Min		Max AER% tax-free AER% tax-free including bonus
£1£9990.25n/a
£1,000£24,9991.002.75
£25,000 1.002.85

Balances of £1,000+ include a tax-free introductory bonus, based on your account balance, fixed until 31 October 2013. For any day your balance goes below £1,000 you earn a rate of 0.25% AER tax-free variable and no bonus. Rates for balances between £1 - £999 are variable and rates for balances over £1,000 are fixed.

+View more information about 6 Month Fixed Rate ISA 6 Month Fixed Rate ISA £1 no no yes no yes no Up to 2.77% fixed* Full Details

A branch-based one-off lump sum investment that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Rates effective from 18/05/2012

Balance
Min		Max AER% tax-free AER% tax-free including bonus
Annual Interest
£1£9,9992.52n/a
£10,000£24,9992.67n/a
£25,000£49,9992.72n/a
£50,000+ 2.77n/a
Monthly Interest
£1£9,9992.48n/a
£10,000£24,9992.63n/a
£25,000£49,9992.68n/a
£50,000+ 2.73n/a

Rates are fixed

+View more information about 14 Month Fixed Rate ISA 14 Month Fixed Rate ISA £1 no no yes no yes no Up to 3.00% fixed* Full Details

A branch-based one-off lump sum investment that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Rates effective from 18/05/2012

Balance
Min		Max AER% tax-free AER% tax-free including bonus
Annual Interest
£1£9,9992.75n/a
£10,000£24,9992.90n/a
£25,000£49,9992.95n/a
£50,000+ 3.00n/a
Monthly Interest
£1£9,9992.73n/a
£10,000£24,9992.89n/a
£25,000£49,9992.94n/a
£50,000+ 2.99n/a

Rates are fixed

+View more information about 18 Month Fixed Rate ISA 18 Month Fixed Rate ISA £1 no no yes no yes no Up to 3.25% fixed* Full Details

A branch-based one-off lump sum investment that pays a tax-free fixed rate of interest over a fixed term. Minimum age 16.

Rates effective from 18/05/2012

Balance
Min		Max AER% tax-free AER% tax-free including bonus
Annual Interest
£1£9,9993.00n/a
£10,000£24,9993.15n/a
£25,000£49,9993.20n/a
£50,000+ 3.25n/a
Monthly Interest
£1£9,9992.99n/a
£10,000£24,9993.14n/a
£25,000£49,9993.20n/a
£50,000+ 3.25n/a

Rates are fixed

+View more information about Champion ISA Champion ISA £1,000 yes yes yes no yes no Up to 2.28% variable* Full Details

A branch based 60 day notice passbook account that gives you tax-free returns and includes the reassurance of a Rate Promise. Minimum age 16.

Rates effective from 01/05/2012

Balance
Min		Max AER% tax-free AER% tax-free including bonus
£1£9990.25n/a
£1,000+ 2.28n/a

Rates are variable

+View more information about Instant Access ISA Instant Access ISA £100 yes yes yes no yes no Up to 0.50% variable* Full Details

A passbook account that gives you instant access to your funds and tax-free returns. Minimum age 16.

Rates effective from 01/04/2009

Balance
Min		Max AER% tax-free AER% tax-free including bonus
£1£9,9990.25n/a
£10,000£24,9990.35n/a
£25,000+ 0.50n/a

Rates are variable

+View more information about Save to Buy ISA Save to Buy ISA £50 no yes no no yes no Up to 2.50% variable* Full Details

A branch based, tax-free savings account to help First Time Buyers save for a mortgage deposit, as well as the opportunity to earn a lump sum cashback reward on completion of a Save to Buy mortgage. Minimum age 18.

Rates effective from 13/02/2012

Balance
Min		Max AER% tax-free AER% tax-free including bonus
£50£20,0002.50n/a
£20,000+ 0.10n/a

Rates are variable. The annual interest rate (AER) pays 2.00% above the Bank of England Base Rate and is guaranteed to track changes in the Base Rate. Any changes will be made within one month of a Bank of England announcement.

+Restrictions may apply to some withdrawals and eligibility may apply for existing account holders, click on 'full details' for further information

Stocks & Shares ISAs

Save up to £11,280 this tax year in a Stocks & Shares ISA click on 'full details' for more information. The value of your investments can go down as well as up, so you could get back less than you have invested.

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Account
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Minimum investment
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Withdrawals+
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Additional deposits?
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Transfer in existing ISA?
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Apply online?
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View account online?
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Existing account holders only+
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AER% tax-free
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+View more information about Stocks & Shares ISA Stocks & Shares ISA £20 yes yes no yes yes no n/a Full Details

We offer a range of investment funds provided by Legal & General to help you use your full ISA allowance. Choose to invest in just one, or spread your investment across a range of funds. Minimum age 18.

+Restrictions may apply to some withdrawals and eligibility may apply for existing account holders, click on 'full details' for further information

Junior ISA

Save up to £3,600 this tax year in our Junior Cash ISA, available to eligible children under 16.

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Account
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Minimum investment
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Withdrawals+
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Additional deposits?
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Transfer in existing ISA?
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Apply online?
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View account online?
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Existing account holders only+
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AER% tax-free
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+View more information about Smart Junior ISA Smart Junior ISA £1 no yes no yes yes no 3.25% variable* Full Details

Our Smart Junior ISA is a tax-efficient way for an adult to save and invest on behalf of a child and is available to UK resident children under 16 who have never been issued with a Child Trust Fund voucher. Includes a fixed introductory bonus until 31 January 2014. Minimum age 0.

Rates effective from 14/03/2012

Balance
Min		Max AER% tax-free AER% tax-free including bonus
£1+ 2.103.25

Rates are variable

+Restrictions may apply to some withdrawals and eligibility may apply for existing account holders, click on 'full details' for further information

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.