Account Details

For detailed information on the current offer, please see below.

Deposit summary
ISA Summary
Risk factors

Summary box

Key product information
Account Name	Deposit Plan
Interest Rates	Pre investment 0.60% gross / AER* from date of investment until 26 March 2012 Rate of return: At the end of six years the Plan is designed to return 100% of any growth in the FTSE 100 Index, subject to final year averaging, up to a maximum return of 51% of your original investment (if the maximum potential growth is achieved this is equivalent to 7.10% gross p.a./AER*).
Tax status	Interest is paid net of basic rate tax. Higher and additional rate tax payers will have further tax to pay on growth payments and if you are in receipt of age allowance, the interest could impact on your entitlement.
Conditions for bonus payment	N/A
Withdrawal arrangements	No withdrawals are allowed during the fixed term.
Access	Available from 23 January 2012 until 10 March 2012 online, via telephone and in branch. Limited availability – may close early.

Account opening

Minimum investment amount	£3,000
Maximum investment amount	Unlimited
How to open	You can apply online using your Debit Card. You should complete the online Deposit Plan application form, following the instructions on screen. You can apply via cheque using the printable application form. Alternatively, you can apply via the telephone or in branch.
Maximum no of account holders	2
Minimum age	18

Running the account

Paying in	Initial investment only, by debit card or cheque
Keeping track of your money	A statement of your investment holding is provided every 12 months

Membership rights - This product does not confer membership rights in Nationwide Building Society.

Cancellations - You will receive notice of your right to cancel as required by law, and you will then have 14 days in which you can change your mind. If you choose to cancel you will be given the option of having your money returned to you.

Summary box

Key product information
Account Name	ISA
Interest Rates	Pre investment 0.60% gross / AER* from date of investment until 26 March 2012. Rate of return: At the end of six years the Plan is designed to return 100% of any growth in the FTSE 100 Index, subject to final year averaging, up to a maximum return of 51% of your original investment (if the maximum potential growth is achieved this is equivalent to 7.10% gross p.a./AER*).
Tax status	Any interest payments will be paid tax-free
Conditions for bonus payment	N/A
Withdrawal arrangements	Withdrawals of less than £500 are not permitted. You must maintain a balance of at least £500. You could get back less than you originally invested if you make any withdrawals. You must hold your original investment in the ISA for the full six year term to benefit from the stated potential returns.
Access	Available from 23 January 2012 until 10 March 2012 online and in branch. Limited availability - may close early. Any applications received after these dates cannot be accepted.

Account opening

Minimum investment amount	£3,600 for current year cash ISA allowance. £3,600 for transfers from each ISA manager.
Maximum investment amount	£5,340 for the current tax year cash ISA allowance. ISA transfers: unlimited.
How to open	You can apply online using your Debit Card. You can also apply via cheque using the printable application form. You should complete the online ISA application form, including full details of any existing ISAs you wish to transfer following the instructions on screen. Those wishing to transfer a non-Nationwide ISA need to complete the ISA Transfer form. Alternatively, you can apply in branch.
Maximum no of account holders	1
Minimum age	18

Running the account

Paying in	Initial investment only, by debit card or cheque
Keeping track of your money	A statement of your investment holding is provided every 12 months

Membership rights - This product does not confer membership rights in Nationwide Building Society.

ISA transfers: If you cancel an ISA Transfer and choose to have your money returned to you, the tax free status of your funds will be lost. For current year contributions this means you cannot place these funds in another cash ISA during the same tax year. You can transfer your ISA to another provider without losing your ISA entitlement. You’ll need to contact your new provider and complete a transfer application form; your new provider will then get in touch with Legal & General. If you do transfer your money out early you could get back less than originally invested.

What are the risks?

You should be aware of the following risks before investing:

You will not be able to withdraw funds from the Deposit Plan until the end of the six year term.
If Nationwide, or the bank or building society providing the Legal & General client bank account became insolvent you may lose some or all of your money.
The value of the money you invest will depreciate unless the performance of the product meets or exceeds the rate of inflation.
If you have to take out money from the ISA before the end of the six year term, you may get back less than you originally invested.
In the event of your death during the six year term and the early closure of the Plan by your beneficiaries, the amount returned may be less than your original investment.

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How to apply

Notes

Tax treatment is dependent on individual circumstances. The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change.

* AER stands for Annual Equivalent Rate which illustrates what the interest rate would be if interest was paid and compounded once each year. This allows you to compare any minimum and maximum potential returns with other savings products. The gross rate of interest is the interest payable before any income tax is deducted.

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