Choice of funds

Spread your investment

The stocks and shares ISA and unit trust funds available through Nationwide are provided by Legal & General. Each of these will allow you to invest in a broader range of stocks and shares than if you were to invest directly, and will therefore allow you to spread your investment risk.

Let the experts do the work

When you invest in a unit trust, your money, along with other investors', is pooled together and invested in the stock market by fund managers on your behalf. They will oversee the management of each fund to meet its objectives of producing capital growth and/or income.

How many units will I receive?

The number of units that you will receive in your chosen trust will depend on the amount that you invest and the unit price at the time. You'll find the current unit price listed on our internet site.

Invest as a unit trust or as an ISA

You can invest in any of the funds available through Nationwide as a unit trust or within a tax-efficient individual savings account (ISA).

What level of service will I receive

We aim to give you an open and honest picture of the investment funds' features and benefits, conditions and charges that we offer to help you make an informed choice. This information does not however constitute advice so if, after reading this in full, you are still unsure whether any of the investment funds are right for you, you can always seek advice from a Nationwide Senior Financial Consultant. They can advise you on the full range of investment products provided through Nationwide. Otherwise, you'll receive no advice or recommendation from any employee of Nationwide and the decision to invest will be your own.

Nationwide categorises all its investment customers as "retail".

How much will I pay

If you make a one off lump sum payment the total price is the amount you decide to invest.

If you make regular monthly payments, the total price is the monthly amount you decide to invest multiplied by the number of months you choose to invest for.

For example if a regular investment is made of £50 per month for 10 years the total price will be £50 x 120 months = £6,000.

The above example is not an illustration or projection. It simply shows how you may calculate the total price you pay. What you get back depends on the performance of the stock market which can go down as well as up and is not guaranteed.