Guaranteed Equity Bond - Legal & General Capital Guaranteed Multi-Index Equity Bond 5
Are you looking for an investment where your capital is guaranteed? The Legal & General Capital Guaranteed Multi-Index Equity Bond 5 (Guaranteed Equity Bond, or GEB) is a six year fixed term savings bond that guarantees your capital and offers a minimum growth of 18% gross (2.80% AER*) if held for the full 6 year term.
- the Legal & General Capital Guaranteed Multi-Index Equity Bond 5 (the plan) provides the opportunity for capital growth
- invest from just £500, there's no maximum
- six year fixed term
- your capital is guaranteed if held for the full term
- minimum 18% gross (2.80% AER*) growth or if greater a return based on the performance of three major stock markets from around the world averaged in the final year
Withdrawals are not permitted during the six year term.
Stock market growth potential
The Guaranteed Equity Bond is linked to the performance of the FSTE 100, Dow Jones EuroSTOXX 50® Index and Nikkei 225 indices. It guarantees the return of your original investment at the end of the six year term. Additionally, you are guaranteed to receive either a minimum return of 18% gross (2.80% AER*) or if greater, 70% of the capital growth of those stock market indices, subject to final year averaging at the end of the 6 year term.
Find out more about how it works.
A guaranteed equity bond may be of interest to you if...
- you want to invest your money for a fixed term of six years
- you want your capital to be guaranteed at the end of the term
- you want a fixed minimum return or the potential for a return linked to the stock market
- you want an investment return linked to three major world stock markets
- you are happy to receive a return at the end of 6 years rather than receive regular interest
A Guaranteed Equity Bond may not be suitable if you are looking for:
- access to your money during the 6 year fixed term
- direct investment in the stock market
- a way to set aside money for emergencies
- a product that provides regular interest
What are the risk factors?
- unless the performance of your Guaranteed Equity Bond meets or exceeds the rate of inflation, the real value of your investment will reduce
- you will not have access to your money until the end of the fixed term of six years
- if you die during the fixed term the amount returned to your estate may be less than the original amount invested
Other information to note:
Your money will not be invested directly in the companies that make up the FTSE 100 Index, Dow Jones Euro STOXX 50® Index and Nikkei 225 Index. As a result, you will not be eligible to receive any dividend income or have the opportunity for reinvestment of the dividends from the companies that form these indices.
When investing in the Guaranteed Equity Bond, Legal & General will be your plan manager and point of contact. Your money will be deposited with Nationwide Building Society, authorised as deposit taker. Legal & General is not covered by the Financial Services Compensation Scheme for this product and you will not be entitled to the compensation from the scheme if Legal & General cannot meet its obligations.
Apply now for a Guaranteed Equity Bond.
If you need advice, contact your local branch for an appointment with your Senior Financial Consultant