Child Trust Fund

There are three types of Child Trust Fund (CTF); a cash fund where the money is held in a traditional building society account, an equity stakeholder fund where the money is held in a unit trust and when your child is 13, the money is gradually moved to lower risk investments, and a share account where your child’s money is invested in companies’ shares, so it grows if those shares do well. Unlike the stakeholder account, money isn’t moved into lower risk investments

Nationwide offers both the cash fund and the equity stakeholder fund. To open a CTF account you must choose either cash or equity stakeholder CTF. The equity CTF we offer is provided by Legal & General.

For more information check out the What is a CTF? page or read the Key features document.

Your Child trust fund options: