Second/Third Jobs
Income from a second job, including overtime, bonus and commission, may be accepted if it has been received for at least 6 months. The latest P60* and payslip must be obtained or an Accountants Certificate if the second job is classed as self employed (refer to 'self employment' criteria). Where the P60 figure is insufficient to support the loan requested (or unavailable due to short time in employment), use the payslip figure.
*Where a P60 is unavailable due to short time in employment it is acceptable just to obtain a copy of the latest payslip as income proof.
Income from a third job must not be included in the Affordability Calculation.
