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Travel insurance summary of cover

Nationwide travel insurance is provided by Liverpool Victoria Insurance Company Limited (LV=).

Nationwide travel insurance offers great cover as well as peace of mind, allowing you to relax and enjoy your holiday!

The table below offers a summary of the main travel insurance cover limits. Some sections of cover have additional limits so you should read the relevant section of the Document of Travel Insurance carefully as this gives you full details of cover and the relevant excesses and exclusions.

Cover

Limit (up to) per person

Excess

Cancellation or curtailment

£5,000

£50

Emergency medical and associated expenses

£10 million

£50

In-patient benefit

up to £25 per day,
max £1,000

Nil

Loss of passport

£500

£50

Delayed personal possessions

£250

Nil

Personal possessions (if selected).
Maximum for valuables £400 with £350 limit for single article, pair or set

£2,500

£50

Personal money (if selected)

£500

£50

Personal accident.
Maximum of £2,500 if under 16 at time of death. No cover for physical disability of those aged 66+ at time of accident

£25,000

Nil

Missed departure

£1,000

Nil

Delayed departure

£25 for each 12 hour delay up to £250

Nil

£5,000 - abandonment

£50

Personal liability

£2 million

Nil

Legal expenses

£25,000 (policy max all persons £50,000)

Nil

Disaster

£1,000

£50

Hijack or kidnap

£2,000

Nil

Home help

£300

Nil

Recovery holiday

£500

£50

Cosmetic surgery

£2,500

£50

Medical examination

£300

Nil


Additional Covers

Limit (up to)

Excess

Winter Sports (if selected)

Ski pack

up to £35 per day, 
max £500

Nil

Ski pass

up to £35 per day,
max £500

Nil

Ski equipment

£500

Nil

Piste closure

up to £35 per day, 
max £500

Nil

Avalanche and landslide

£200

Nil

Wedding (if selected)

Wedding rings

£250

£50

Wedding gifts

£1,000

£50

Wedding attire

£1,500

£50

Wedding photos/video

£750

£50

Golf (if selected)

Golf equipment

£1,000

£50

Delayed golf equipment

up to £40 per day,
max £200

Nil

Loss of green fees

£300

Nil

Business Travel (if selected)

Business equipment

£1,500

£50

Delayed equipment

£250

Nil

Replacement business associate

£2,000

£50


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Other ways to apply

telephone  0800 756 8900

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