Shop Insurance
Nationwide Shops insurance, provided by Liverpool Victoria Insurance Company Limited (LV=), is suitable for businesses which;
- sell stock, such as newsagents, grocers or florists or
- perform a service such as hairdressers, chemists or opticians
- range from high street stores to units on retail parks
Key features as standard
Feature |
Description |
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- for contents and stock including damage caused by fire, flood, storm and accidental damage
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- Public and products liability
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- up to £2m for compensation and legal expenses for third party personal injury or property claims
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- up to £10m for which you become legally liable to pay as compensation and claimant’s costs and expenses in respect of injury to your employees
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- in transit or locked safe up to £3,000
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- Automatic 25% seasonal increase
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- Theft of keys and lock replacement
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- up to £5,000 for loss of money, contents or stock caused by fraudulent or dishonest activities by your employees
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- Electrical or mechanical breakdown of equipment
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- cover up to £15,000 for frozen or chilled food
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- up to £250,000 as a result of damage to your property
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- up to £100,000 for any one claim
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- if you need legal advice relating to your business
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Optional extras
For an additional premium, you can choose to add the following:
Feature |
Description |
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- for damage to the buildings you are responsible for
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- if there is damage to the property and loss of gross profit (excluding Northern Ireland)
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- insure your property against subsidence
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Please have the following to hand when getting a quote
- building sum insured amount
- renewal date
- claims history