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You are in: Insurance → Life & Lifestyle insurance → Income protection → Overview
Life & Lifestyle insurance
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  • Income protection
    • Summary of cover
    • Legal information
    • How to apply
  • Over 55s Life Cover

Income protection

If illness or an accident stops me working, I should still be able to pay the bills

Why risk losing everything you've worked so hard for?

You've worked hard to get where you are. But just how secure is your lifestyle? If you can't work because of an accidental injury or an illness, would you be able to cover your monthly living costs?

Although many people think 'It'll never happen to me', illnesses and accidents happen every day to perfectly ordinary people. Statutory sick pay is only around £80 a week, so unless that's enough for you to live on, you'd soon be drawing on your savings or struggling with the bills.

The good news is, income protection can give you a safety net as it can pay out a tax free income until you're well enough to get back to work or until your chosen retirement age if you do not recover. It could help look after your regular financial commitments such as bills, mortgage and your standard of living.

At a glance...

  • Choose how long cover lasts and how much you receive - to cover your cost of living up to a maximum of £180,000 per year
  • Choose when to start receiving your tax-free income*
  • Cover could be really affordable, from just £10 a month
  • Personal claims service with professional support

Interested? Find out how to apply

How to apply

5 star cover: When you take out income protection through Nationwide, you'll benefit from a product which has been rated 5 Star by Defaqto, the independent financial research company.This means you can be confident that you're getting one of the best quality products in the market, with an excellent range of features and benefits and very high cover levels.

This plan is insured by Aviva Life & Pensions UK Limited, and administered by Aviva Health UK Limited.

* Tax information is based on our understanding of current tax legislation and HM Revenue & Customs practice, both of which may change.

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Nationwide Building Society is authorised and regulated by the Financial Services Authority under registration number 106078. Credit facilities other than regulated mortgages are not
regulated by the Financial Services Authority. You can confirm our registration on the FSA's website, www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.