Critical Illness cover
Illnesses can come out of the blue, but a lump sum payout can help make ends meet.
If your life is turned upside down with an illness, you probably won't be able to rely on the state. Statutory Sick Pay is only around £80 a week, so it's important to put protection in place. By taking out Critical Illness Cover today, you can relax knowing you're helping to do all you can to protect your family and your standard of living.
You'll be covered for 39 illnesses and disabilities. So if you ever fall critically ill, you could have a lump sum to use how you want. From taking time out to get better, to making sure you could pay for childcare, it really could come in useful. Critical Illness Cover is brought to you by Nationwide and provided by Legal & General.
At a glance...
- A lump sum to use how you want
- Your lump sum could be paid out as soon as you're diagnosed
- Critical illness cover is provided for your children without additional charge when you take out the policy (subject to terms & conditions)
- Cover for a large range of illnesses - 39
- Choose the type of premium to suit you
- Free access to Healthy Living - an innovative online tool that enables you to assess, monitor and improve your health. You can choose to join this when your policy starts
- 5 star cover: When you take out Life Insurance and Critical Illness Cover together, you'll benefit from a product which has been rated 5 Star by Defaqto, the independent financial research company.This means you can be confident that you're getting one of the best quality products in the market, with an excellent range of features and benefits and very high cover levels
You can apply for Critical Ilness Cover when you arrange your life insurance through Nationwide.
Choose your type of premiums
You can choose between reviewable and guaranteed premiums:
Reviewable
Every five years, your premiums and level of cover will be reviewed to make sure your premiums are sufficient to provide the level of cover you need.
Your premiums and level of cover may vary.
Your health is not a factor at a review.
Guaranteed
Your payments and your lump sum payout will stay the same throughout the term of the plan, so you know exactly what you'll be paying for the term of your policy.
Cover for your children
Children are also covered for the critical illnesses and disabilities listed without additional charge, except for Total and Permanent Disability or any congenital, familial and pre-existing condition. Subject to terms and conditions.
Please refer to the for details of the terms, exclusions, and limitations applying to Critical Illness Cover.