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You are in: Insurance → Offices & surgeries insurance → Introduction
Offices & surgeries insurance
  • Introduction
  • Summary of cover
  • Questions & answers
  • Important information
  • How to make a claim
  • How to apply

Office & Surgery Insurance

Interested?

Get a quote

Nationwide Offices and Surgeries insurance is provided by Liverpool Victoria Insurance Company Limited (LV=).

Our offices and surgeries insurance is suitable for businesses such as:

  • solicitors, accountants, dentists, veterinary surgeons; or
  • who are not involved in manual activities away from the premises
Up to 10% discount for low claims, up to 15% discount for multiple premises and up to 10% discount for years in business

Key features as standard

Feature
Description
  • Comprehensive cover
  • for contents and stock including damage caused by fire, flood, storm and accidental damage
  • Public and products liability
  • up to £2m for compensation and legal expenses for third party personal injury or property claims
  • Employer’s liability
  • up to £10m for which you become legally liable to pay as compensation and claimant’s costs and expenses in respect of injury to your employees
  • Loss of money
  • in transit or in a locked safe up to £3,000
  • Theft of keys and lock replacement
  • up to £1,000
  • Theft by employees
  • up to £5,000 for loss of money, contents or stock caused by fraudulent or dishonest activities by your employees
  • Electrical or mechanical breakdown of equipment
  • up to £500,000
  • Computer breakdown
  • cover up to £250,000
  • Refrigerated contents
  • £15,000 for frozen or chilled foods and in addition up to £5,000 for drugs and medicines for surgeries
  • Loss of gross revenue
  • up to £250,000 as a result of damage to your property
  • Legal expenses
  • up to £100,000 for any one claim
  • 24 hour legal helpline
  • if you need legal advice relating to your business

Optional extras

For an additional premium, you can choose to add the following:

Feature
Description
  • Buildings cover
  • for damage to the buildings you are responsible for
  • Terrorism cover
  • if there is damage to the property and loss of gross revenue (excluding Northern Ireland)
  • Subsidence cover
  • insure your property against subsidence

Please have the following to hand when getting a quote

  • building sum insured amount
  • renewal date
  • claims history

Interested?

Get a quote

Contact us

0800 756 8951

View a leaflet

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  • © Nationwide Building Society
Nationwide Building Society is authorised and regulated by the Financial Services Authority under registration number 106078. Credit facilities other than regulated mortgages are not
regulated by the Financial Services Authority. You can confirm our registration on the FSA's website, www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.