Terms and Conditions for Home Insurance offer

1. 3 months worth of free Home Insurance is an introductory discount and applies to new home insurance policies with a start date from the 16th April 2012 when both buildings and contents are purchased at the same time for the same property.
2. An additional 10% discount will be applied in addition to the 3 months worth of free cover if you are a new or existing Nationwide FlexAccount customer with a Visa debit card (not cash card+) and:
   • Have been paying in £750 a month for the last three months (excluding internal transfers), or;
   • Complete an account transfer to us (from a non-Nationwide account) using our Account Transfer Service or have done so in the last four months
3. The premium quoted will be inclusive of the equivalent free cover each customer is entitled to. Customers will automatically receive the discounts on their premium. Where more than one discount applies, these will be deducted consecutively from your individual premium. Discounts do not apply to Home Emergency or Legal Assistance Cover.
4. Where the policy is paid by monthly direct debit, the discount will be spread over the 12 monthly instalments (0% APR Representative).
5. If you cancel either your buildings or contents insurance within 12 months of purchasing, Nationwide reserves the right to remove the combined discount for the remaining period of cover.
6. Nationwide reserves the right to withdraw the offer at any time.