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You are in: Insurance → Home insurance → Overview
Home insurance
  • Overview
  • What we cover
  • How we compare
  • Additional Cover
  • Contents calculator
  • Questions & answers
  • Glossary
  • Important information
  • Making a claim
  • How to apply

NEW Home, Buildings and Contents Insurance

Home Insurance or Home Insurance Essentials?
You don’t have to decide now.

Once you’ve entered your details, we’ll offer you 2 levels of cover, 5 Star Home Insurance and 3 Star Home Insurance Essentials. You can then decide to apply for the product that best suits you.

Before you get your quote, we need to let you know:

Nationwide Home Insurance is underwritten and administered by U K Insurance Limited (UKI). In order to provide you with your home insurance quote we will transfer you to the UKI Home Insurance online form.

When applying for home insurance online you will not receive advice or a recommendation from Nationwide.

By proceeding to get a quote you are agreeing to Nationwide cookie and privacy policy which explains how Nationwide uses your personal information.

Get a quote
See the full list of what is covered

Introductory discount applies when you buy a new buildings and contents policy together online. Terms and conditions

Nationwide buildings and contents insurance is underwritten and administered by U K Insurance Limited.
Home Emergency and Legal Assistance are underwritten by DAS Legal Expenses Insurance Company Limited.

Retrieve a quote

Our NEW home insurance could cover more than you think...

Providing you with a choice of cover and great features as standard, just another way we are on your side.

Home Insurance

defaqto 5 star

Our highest level of cover with extra benefits as standard for added protection.

5 Star Defaqto rated so you know it provides some of the best quality cover on the market.

  • Unlimited buildings cover for eligible properties
  • £100,000 contents sum insured (can be
    increased)
  • Buildings and contents Accidental Damage, including damage caused by pets
  • Matching items cover
  • Cover for Personal Possessions outside the home (e.g. mobile, laptop, clothing, bags, bicycle)

Plus, many extra features as standard

info
  • Downloaded information (up to £5,000)
  • Contents in the garden (up to £6,000)
  • Student belonging cover (up to £10,000)
  • Accidental Damage to TV and video equipment

Limits and exclusions apply

Get a quote
See the full list of what is covered

Home Insurance Essentials

defaqto 3 star

Our standard level of cover for your home and belongings.

All the features you might expect as standard but less cover than with 5 Star Defaqto rated Home Insurance.

  • £600,000 buildings cover
  • £50,000 contents sum insured (can be increased)
  • Optional Accidental Damage and Personal Possessions cover (can be added for an additional premium)
  • Theft and loss of keys (up to £500)
  • Cost of fixing the damage caused to trace and access a leak (up to £2,500)

Plus, many extra features as standard

info
  • Contents and plants in the garden (up to £500)
  • Downloaded information on your computer, mobile phone or portable device (up to £500)
  • Students belongings away from home (up to £5,000)

Limits and exclusions apply

Get a quote
See the full list of what is covered

Additional cover options

Personalise your cover to suit your needs with additional cover options like:

  • Accidental Damage cover (included as standard in
    our 5 Star Defaqto rated Home Insurance)
  • Home Emergency cover
  • Legal Assistance cover

Find out more about how to upgrade your cover

Why choose us?

As a mutual, with no shareholders to satisfy, we are committed to helping our customers get on better with their money and their lives. We aim to be on your side in all that we do.

  • No Claims discount of up to 35% on contents and up to 10% on buildings policies for customers with a good No Claims history
  • Option to protect the No Claim Discount (for an additional premium) for customers with a No Claims Discount of 5 years or over
  • Alternative accommodation cost covered as standard in events like storm, fire or flooding (Limits apply)
  • UK based call centres
  • 24 hour Home Emergency helpline
  • All calls are handled by fully trained consultants

Helpful Links

Contents cover calculator: Use our contents calculator to estimate how much your belongings are worth to ensure you have adequate cover for your home contents.

Calculate the value of your home contents

Frequently asked questions: Your questions answered.

View questions and answers

Glossary of terms: Insurance terminology explained.

View Glossary

Retrieve a quote: If you’ve already saved an online quote, you can retrieve it for a period of 30 days.

Retrieve your quote

How to apply: Find out more about the online application process and what happens once you’ve applied.

View how to apply

How to claim on your home insurance: Useful information and phone numbers to register your claim.

Making a claim

Nationwide buildings and contents insurance is underwritten and administered by U K Insurance Limited.
Home Emergency and Legal Assistance are underwritten by DAS Legal Expenses Insurance Company Limited.

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© Nationwide Building Society
Nationwide Building Society is authorised and regulated by the Financial Services Authority under registration number 106078.
Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority.
You can confirm our registration on the FSA's website, www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.