Home emergency insurance add on

With optional home emergency cover for just £4.95 a month you'll receive extensive cover for a range of emergencies such as roof damage, vermin infestation, a burst pipe or a broken down boiler.

Home emergency insurance - what's covered?

24 hour assistance if a home emergency occurs and you need a tradesman to make your home safe, secure and prevent further damage. You can cover up to £500 to deal with problems such as:

  • Roof damage.
  • Plumbing and drainage problems.
  • Main heating system failure.
  • Domestic power supply failure.
  • Toilet unit damage or failure.
  • Damage to doors and windows.
  • Loss of keys.
  • Vermin infestation.

Cover is up to £500 (incl. VAT) in total for:

  • call-out charges and 2 hours labour
  • parts and materials up to £100 (incl. VAT).

Home emergency insurance - what's not covered?

  • any claim if the incident happened before the start date of your cover
  • any claim which is covered under any other insurance, including other sections of this Home Insurance policy
  • if your home is being rented out or let
  • any costs you incur before you have notified the insurer of a home emergency
  • any normal day to day maintenance.

For more information about what’s covered please read the full policy document and the policy summary document.

How much is it?

A fixed fee of £59.40 for the year - that's the equivalent to only £4.95 a month or 17p a day for peace of mind.

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