Home emergency insurance add on

With optional home emergency cover for just £4.99 a month you'll receive extensive cover for a range of emergencies such as roof damage, vermin infestation, a burst pipe or a broken down boiler.

Home emergency insurance - what's covered?

24 hour assistance if a home emergency occurs and you need a tradesman to make your home safe, secure and prevent further damage. You can cover up to £500 to deal with problems such as:

• Roof damage.
• Plumbing and drainage problems.
• Main heating system failure.
• Domestic power supply failure.
• Toilet unit damage or failure.
• Damage to doors and windows.
• Loss of keys.
• Vermin infestation.

Cover is up to £500 (incl. VAT) in total for:

• call-out charges and 2 hours labour
• parts and materials up to £100 (incl. VAT).

You should report an incident as soon as is reasonably possible (normally within 24 hours of the emergency happening).

Home emergency insurance - what's not covered?

• any claim if the incident happened before the start date of your cover
• any claim which is covered under any other insurance, including other sections of this Home Insurance policy
• if your home is being rented out or let
• any costs you incur before you have notified the insurer of a home emergency
• any normal day to day maintenance.

For more information about what’s covered please read the full policy document and the policy summary document.

How much is it?

A fixed fee of £59.88 for the year - that's the equivalent to only £4.99 a month or 17p a day for peace of mind.