Home insurance
Get 5-Star home contents cover as standard including:
Accidental Damage for Home Entertainment Equipment
Accidental Damage is included for your Home Entertainment equipment (such as TVs, DVD players and games) with our home contents insurance cover. Further (more comprehensive) Accidental Damage cover may be purchased.
Up to £1,000 cover for contents in the garden
By choosing Nationwide contents insurance, you are covered for up to £1,000 for contents in the garden, in addition we cover up to £500 for loss or damage to plants, trees and bushes in the garden.
Replacement Locks and Keys
You're automatically covered for up to £1000 for the cost of replacing locks and keys to your home if your keys are lost or stolen with Nationwide home contents insurance.
Student accommodation cover
If your son or daughter is away at college or university, our home contents insurance also covers their contents in student digs - one less cost to worry about.
Cover for cash
It's not just material goods that we cover, our home contents insurance also covers personal money kept in your home, up to the value of £500.
Increased cover for birthdays, weddings and religious festivals
We'll increase your contents insurance sum insured by 10% for the 30 days before and after the event - you've enough to worry about already!
MP3 Player & music downloads
Other contents insurance will cover the cost of a replacement MP3 player, but we'll even cover the music you've paid for and downloaded. How's that for music to your ears?
Home contents insurance - what's covered?
- damage or loss to the contents of your home such as your furniture and carpets
- personal belongings such as jewellery (limits apply)
- new for old replacement of the contents of your home except clothing and linen
- the cost of temporary accommodation if your home becomes uninhabitable due to insured damage (limits apply)
- up to £500 cover for your fridge and freezer contents.
Home contents insurance - what's not covered?
- damage caused by electrical or mechanical breakdown or failure
- loss or damage caused by theft or attempted theft while your home is let, part-let or lent to anyone, unless there is evidence of forcible and violent means being used to get in or out of your home
- loss or damage caused by theft or attempted theft, vandalism or acts of malicious persons or the escape of water or oil if your home is unoccupied for more than 60 consecutive days and you have not complied with the conditions on page 55 of your policy document
- the loss of or loss of access to downloaded computer data due to an accident, erasure or computer virus.
Get a quick home contents insurance quote now.
For more information about what’s covered please read the full policy document and the policy summary document.
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