Buildings insurance

Get 5 Star buildings cover as standard including:

Nationwide home insurance also gives you...

• 135 days worth of free cover if your main* current account is with Nationwide and you take out new buildings and contents cover** together for the same property at the same time.
  This introductory discount is available if you buy online, by phone or visit a Nationwide branch.
• 90 days worth of free cover if you buy online and take out new buildings and contents cover together for the same property at the same time (terms and conditions apply).
• No extra charge to pay monthly by Direct Debit (0% APR Representative)
  
• 31 days money back guarantee if you change your mind (subject to no claims being made during this period)
• 5 Star cover - rated by Defaqto for being one of the best insurance products on the market – but don’t take our word for it, compare our cover and see for yourself!

Compare cover

At a glance.... Buildings insurance - what's covered

• your home and its outbuildings against events such as theft, fire, storm, flood and subsidence
• your fixtures such as kitchen units, bathroom fittings and fitted wardrobes
• frost damage to water pipes and tanks
• accidental damage to fixed glass and sanitary fittings.

Buildings insurance - what's not covered

• storm or flood damage to gates, hedges and fences
• the full cost of a claim if you have not maintained your property in a good state of repair
• loss or damage caused by theft or attempted theft, vandalism or acts of malicious persons or the escape of water or oil if your home is unfurnished for more than 30 consecutive days or unoccupied for more than 60 consecutive days and you have not complied with the conditions on page 55 of the policy document.
• damage caused by wear and tear or anything which happens gradually
• any excess amount that applies.

For more information about what's covered please read the full policy document and the policy summary document.

You can choose to buy buildings insurance, contents insurance or both and add home emergency, legal assistance and accidental damage.

Nationwide buildings and contents insurance is underwritten by U K Insurance Limited

* To apply, you must hold a FlexAccount with a Visa debit card (not cash card+) and:

• Have been paying in £750 a month (excluding internal transfers) for the last three months, or;
• Complete an account transfer to us (from a non-Nationwide account) or have done so in the last four months.

** Introductory discounts do not apply to Home Emergency and Legal Assistance.