Terms and Conditions for Home Insurance offer

1. The 90 days worth of free Home Insurance is a discount that applies to home insurance policies purchased online with a start date from 10 January 2012 when both buildings and contents are purchased at the same time for the same property.
2. The free period of cover will be increased to 135 days worth of cover if you are a main FlexAccount customer. To apply, you must hold a FlexAccount with a Visa debit card (not cash card+) and:
   • Have been paying in £750 a month (excluding internal transfers) for the last three months, or;
   • Complete an account transfer to us (from a non-Nationwide account) or have done so in the last four months.

If you specify the start date of your account transfer you will not qualify for these offers. You need to be 18 or over to apply for a FlexAccount with a Visa debit card.

3. The premium quoted will be inclusive of the equivalent free cover each customer is entitled to. Customers will automatically receive the discounts on their premium (equivalent to 90 or 135 days free). Discounts do not apply to Home Emergency or Legal Assistance Cover.
4. Where the policy is paid by monthly direct debit, the discount will be spread over the 12 monthly instalments (0% APR Representative).
5. If you cancel either your buildings or contents insurance within 12 months of purchasing, Nationwide reserves the right to remove the combined discount for the remaining period of cover.
6. Nationwide reserves the right to withdraw the offer at any time.