Accidental damage insurance add on
Covers you for accidents in the home, which account for more claims on our home insurance than anything else, such as a mishap with a glass of wine or when decorating.
The cost of this option depends on individual circumstances, so remember to get a quote.
Accidental damage cover – what's covered?
Buildings insurance accidental damage cover
Accidental damage cover for accidents in your home such as putting your foot through the loft floor or spilling paint down the outside wall of your house while painting the windows.
Contents insurance accidental damage cover
Accidental damage cover for accidental breakage of items like vases and ornaments, as well as DIY disasters like spilling paint on carpets or furniture.
Accidental damage cover – what's not covered?
Buildings and contents insurance accidental damage cover
Your policy will not pay for:
- Any damage caused by domestic pets.
- Any damage which happens gradually or is the result of wear and tear.
For more information about what’s covered please read the full policy document and the policy summary document.
Nationwide buildings and contents insurance is underwritten by Churchill Insurance Company Limited
- Call: 0500 30 20 17
- Mon - Fri: 8am-8pm
- Sat & Sun: 9am-5pm
- Find your local branch