Car insurance summary of cover
Choose the level of car insurance that suits you.
Nationwide car insurance offers you the flexibility to have the cover that suits you. Choose from the affordable extras listed in addition to the standard cover to achieve the level of cover that meets your needs.
This is only a brief guide, for full details please refer to the Nationwide car insurance policy documents.
Standard cover
| |
Comprehensive |
Third Party Fire and Theft |
Third Party Only |
| UNLIMITED third party injury liability including injury to any passengers and up to £20,000,000 for damage to third party property. |
Yes |
Yes |
Yes |
| Accidental damage to your car. |
Yes |
No |
No |
| Cover for up to 180 days when travelling to EU countries. |
Yes |
Yes |
No |
| Temporary replacement car if your car is damaged, stolen or written off and your claim is handled by one of LV='s selected repairers. |
Yes |
Yes |
No |
| Loss or damage to your car from fire and / or theft. |
Yes |
Yes |
No |
| Up to £10,000 Personal Accident benefits for you or your partner. |
Yes |
No |
No |
| Up to £200 for personal belongings in your car. |
Yes |
No |
No |
| Unlimited cover for in-car entertainment, telephone and satellite navigation equipment permanently fitted as standard. If the equipment is of non-standard fit cover is up to £500. |
Yes |
Yes |
No |
| Up to £250 per person medical expenses resulting from an accident while travelling in your car. |
Yes |
No |
No |
| Up to £500 physical assault benefits. |
Yes |
No |
No |
| New car replacement if your car is less than 12 months old (). |
Yes |
No |
No |
| Cover for breakage of windscreen and window glass without loss of No Claim Discount (subject to you paying the first £75 of each claim unless the windscreen or window glass is repaired not replaced). |
Yes |
No |
No |
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You can also add...
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Comprehensive |
Third Party Fire and Theft |
Third Party Only |
| Guaranteed No Claims Discount. |
Yes |
Yes |
Yes |
| Motor Legal Expenses cover up to £100,000. |
Yes |
Yes |
Yes |
| Personal Accident benefits increased to £100,000 limit. |
Yes |
No |
No |
| Road Rescue Cover. |
Yes |
Yes |
Yes |
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