Car insurance
Nationwide car insurance offers you the flexibility to tailor your cover to suit your needs. The cover can provide everything you would expect from Nationwide, offering the benefits of:
- Up to 75% no claim discount
- Online discount (available for new policies)
- UK-based call centre
- Friendly and efficient 24-hour claim service
- Guaranteed Courtesy Car *
- Cover for up to 180 days when travelling in EU Countries*
* excludes Third Party Only policies.
On top of these standard features, you can then choose from a range of optional extras to create the right level of car insurance cover to suit you:
- Guaranteed No Claim Discount
If you have earned four or more years No Claim Discount, you can choose to guarantee it for the entire life of the policy.
- Motor Legal Expenses up to £100,000
This option covers you for up to £100,000 which can be used to pay either:
- Reasonable legal costs to defend you against a motoring prosecution (in an incident when you were using your car);
- To pursue a civil claim for the recovery of uninsured losses due to an accident involving your car resulting in your injury or death.
- Personal accident cover up to £100,000
The standard comprehensive insurance covers you, your spouse or civil partner up to £10,000 if you sustain injury whilst travelling in, or getting in or out of any car which, within 90 days, results in:
- Death;
- Complete and irrecoverable loss of sight in one or both eyes; or
- Permanent loss of limbs.
With extended cover, comprehensive policy holders can choose to increase this level of cover to £100,000, allowing greater peace of mind.
- Road Rescue
Road Rescue breakdown cover offers a choice of 5 levels of breakdown cover:
- Roadside Assist;
- Roadside & Home Assist;
- UK Recovery;
- UK Recovery & Home Assist; or
- UK & European Assist.
The basic cover includes:
- Roadside assistance as long as the breakdown is more than quarter of a mile from your home;
- No call out charge;
- Recovery to a garage or your chosen destination, if within 10 miles of the breakdown;
- Assistance with windscreen and tyre replacement.
You can build upon this with other levels of cover to find the right package to suit your needs.
You can also choose to add Road Rescue Personal Cover, which extends the breakdown cover you have in the UK to any car you or your spouse/partner are driving or are a passenger in at the time of breakdown in the UK.
If you would like to know more about the full breakdown of the car insurance benefits, take a look at the Summary of cover table.