- Guaranteed No Claim Discount
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If you have earned four or more years no claim discount, you can choose to guarantee it for the entire life of the policy.
- Motor Legal Expenses up to £100,000
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This option covers you for up to £100,000 which can be used to pay either:
- Reasonable legal costs to defend you against a motoring prosecution (in an incident when you were using your car);
- To pursue a civil claim for the recovery of uninsured losses due to an accident involving your car resulting in your injury or death.
- Personal accident cover up to £100,000
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The standard comprehensive insurance covers you, your spouse or civil partner up to £10,000 if you are injured whilst travelling in, or getting in or out of any car which, within 90 days, results in:
- Death;
- Complete and irrecoverable loss of sight in one or both eyes; or
- Permanent loss of limbs.
With extended cover, comprehensive policy holders can choose to increase this level of cover to £100,000, allowing greater peace of mind.
- Road Rescue
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Road Rescue breakdown cover offers a choice of 5 levels of breakdown cover:
- Roadside Assist;
- Roadside & Home Assist;
- UK Recovery;
- UK Recovery & Home Assist; or
- UK & European Assist.
The basic cover includes:
- Roadside assistance as long as the breakdown is more than quarter of a mile from your home;
- No call out charge;
- Recovery to a garage or your chosen destination, if within 10 miles of the breakdown;
- Assistance with windscreen and tyre replacement.
You can build upon this with other levels of cover to find the right package to suit your needs.
You can also choose to add Road Rescue Personal Cover, which extends the breakdown cover you have in the UK to any car you or your spouse/partner are driving or are a passenger in at the time of breakdown in the UK.