You should get a letter four months before you reach your State Pension age, telling you how to claim your pension. If you don't get a letter, you can claim online or over the phone.
The State Pension changed on 6 April 2016. The new pension applies to:
- men born on or after 6 April 1951
- women born on or after 6 April 1953
You can find out more about the New State Pension for people who reach their State Pension Age on or after 6 April 2016 on the gov.uk website, where you can also check your individual State Pension age.
For those who reached State Pension Age on or before 5 April 2016 the maximum basic State Pension is £119.30 a week. Any additional State Pension depends on the National Insurance contributions you made while you were earning. You can see more detail about the State Pension and Additional State Pension on .gov.uk.
For most people the State Pension is not a lot to live on, and may be subject to change under future governments. It’s best to make your own pension provision, rather than rely solely on the State Pension.