18 May 2016

Android Pay arrives in the UK

From today Nationwide customers will be able to use Android Pay™ when they shop in stores or in apps.

Forget fumbling through your wallet and handing over a card next time you’re in a store. You don’t even need to open an app. Tap and pay is that fast, that easy.

There are now almost 460,000 contactless payment terminals across the country that will accept Android Pay. The only limit on how much you can spend is the amount of money you have in your account, your agreed overdraft limit or any merchant limitations on their terminals.

It’s even handier when you’re shopping using an app

No need to enter your card details every time you make a purchase, just select 'Buy with Android Pay' at the checkout. It’s that quick and easy and of course some shopping apps let you save your shipping address too, which makes the process even faster.

So how do you set it up?

  • Look for the app on your phone

Android Pay comes preloaded on several devices. If your phone doesn’t have the app, simply download it from Google Play. If you’re not sure whether your phone supports Android Pay you can find out here at Android Pay Help.

(Basically, your phone needs to have Near Field Communication (NFC) wireless data functionality and run Android™ 4.4 (KitKat®) or higher.)

  • Simply add your Nationwide debit card

If you’ve already registered it on your Google account, you can add it to Android Pay by confirming a few details. Here's how:


  1. Open the app.
  2. If you have multiple Google Accounts in Android Pay: at the top left of the app, touch your name, then choose the account you want to add a card to.
  3. At the bottom right, touch the plus sign +.
  4. Touch Add a debit card.
  5. Use the camera to capture your Nationwide debit card’s info or enter it manually.
  • Start tapping

You can use Android Pay with all our current account debit cards (just not our FlexOne cash card).

Find out more about our products offering this service on our current account pages.

It’s so secure

Android Pay doesn’t send your actual card number with your payment. Instead it uses a virtual account number to represent your account information — so your card details stay safe. To make a payment under £30 you only need to wake your screen. But before you make any payment over £30 you have to unlock your phone or tablet and that’s as safe as your fingerprint or screen lock code. (If you’re using your phone without a screen lock, you’ll have to set one up).

What’s more, if your phone or device is ever lost or stolen, you can use Android Device Manager to instantly lock your device from anywhere, secure it with a new password, even wipe it clean of your personal information.

Another first from Nationwide

Nationwide has a track record of being innovative in response to its members’ needs:


  • In 1987, we were the first UK provider to pay interest on a full service current account
  • In 1997, we were the first to offer internet banking in the UK
  • In 2014, we became the first high street provider to offer customer service 24/7 with our @AskNationwide Twitter Team
  • Today we’re delighted to be amongst the first group of UK providers to offer Android Pay.

So does this mean the end of cards and cash?

With Android™ phones being so popular and Android Pay being such an easy way to pay, is the time coming when people start leaving their cards and cash at home? Maybe this is the start of a revolution.

For Tony Prestedge, Nationwide’s Chief Operating Officer, it’s about increasing customer choice and making things easier: “Each month there are 19 million log-ins to our mobile banking app and our members make over 7 million contactless payments totalling £56 million. With Android Pay, Nationwide customers will have even greater choice in the way they purchase goods and services.”

Android and Android Pay are trademarks of Google Inc.

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