There are times when we all need a little bit extra.
You might be planning your wedding, upgrading the kitchen, looking for a new car, or you may simply want to consolidate your debt.
Knowing where to turn for help can be difficult.
You may have savings, but prefer to keep them in the bank for another day.
You may be thinking about paying for these types of purchases with a low interest rate credit card, which could work fine, so long as you remember when the higher interest rate kicks in.
For larger purchases, a personal loan may be more affordable.
You can arrange to pay it back over a longer period and, if the interest rate is fixed, you’ll always know how much you will pay each month.
Plus you could make overpayments at no additional fee, which will help reduce your interest.
Repayments are spread over a set number of months and your interest is fixed at an agreed rate, so there are no financial surprises down the line.
One option could be a Nationwide personal loan.
And the good news is, if you’re an existing main current account customer with us, you’ll pay at least 1% APR less for the same loan than any of our other customers. Just so long as you qualify, of course. Rates start from 3.4% APR representative (fixed) on loans of £7,500 - £14,999 for 1-5 years.
Before signing on the dotted line it’s also worth checking a quick representative example too. Like this one.