To make sure that your contents insurance covers the full cost of replacing missing or damaged possessions, all you’ll need is a pen and paper, internet access, and enough time for a wander around your home and garden.
Visit each room in your house and make an inventory list of the possessions that you need to cover. Our contents calculator will give you a reminder of the items that you might need to include in each room. Don’t forget to visit attics, basements, sheds and garages too.
Now simply add up what it would cost to replace every item at today’s prices, not what you paid for them. A quick internet search should give you the cost of items, or their nearest equivalent, at today’s prices. You can input the values in our contents calculator as you go for convenience.
Let your insurer know about any expensive items you own so that they can make sure that the items are covered by your policy.