The contents of the fridge or freezer going – quite literally – into meltdown the day before the festive feast can be stressful for anyone, particularly if you have a sixteen pound frozen turkey in it. But did you know that many home insurance policies cover the contents of broken fridges or freezers as well as the white goods themselves?
Basic contents insurance could provide up to £300 of food that goes to waste in the fridge or freezer, while more expensive policies will often insure you for the total value. This could be helpful if you have to brave the supermarket to replace the contents on Christmas Eve.
And if a broken heating system leaves you and the relatives freezing home emergency cover could make sure help is at hand when you need it most. Your policy could give you access to qualified tradespeople 24 hours a day to make your home safe and secure, even when most of Britain is on holiday.