Has your sofa seen better days? Or perhaps you need a new dining table to cater for your expanding family? You may even have just bought your first home and need something to fill it with.
Whatever your reason for splashing out on some new furniture, it can be an expensive business. Sofas, dining tables, beds, all tend to cost hundreds of pounds and if you’ve got a few pieces to buy it soon adds up.
Of course you can always save up, but if you haven’t got anything to sit on, eat at or sleep in, the chances are you want your new furniture sooner rather than later.
If paying for your items outright isn’t an option, there are various ways you can spread the cost over time. We take a closer look at some of the most common.