Even if you consider yourself the money guru of your group, it’s best to exercise caution when discussing finances with your nearest and dearest.
Do share any helpful tools or guides you’ve found, we've created some videos that may do the trick.
Do make it easy to pay your pals back. Paym makes it easy to send and receive money securely to and from your friends, using just a mobile phone number. Conditions apply.
Don’t encourage impulse purchases when you’re out shopping together. Don’t be afraid to ask them if they really need that new top/game/DVD.
Do offer to help your friends plan their weekly or monthly budget. Our calculator can help you get started .
Do practice what you preach. There’s no point telling your pal to watch what they are spending and then invite them out for a five-course dinner. Be mindful of their financial situation and suggest a night in instead.