30 January 2015

Are you a Finsomniac?

Many of us are guilty of checking our work emails at night. But it seems we’re also using night-time hours to keep on top of our money too – with more than a third of us logging onto our internet banking during the night. So – are you a Finsomniac? Read our feature and take a look at the accompanying infographic.

Checking your balance at night?

Our research* shows that 36% of Britons are using the internet or an app to check their bank balances at night. With more than a quarter of those asked blaming it on being too busy to check their accounts any other time, bedtime banking is proving even more popular than our late night shopping fixes.

Graham Pilkington, Nationwide’s divisional director for banking, comments: “Whether it's because, nowadays, technology makes it easier to check your finances anywhere, anytime, or because people are simply keener to be as up to date as possible with their money, it’s staggering to see that a third of people check their bank balance during the night. In fact, during the week commencing 3 November, more than 400,000 people logged on to Nationwide’s Online Bank or mobile app during sleeping hours."

Technology makes it easier...

He added: “We've tried to make it as easy as possible for people to keep on top of their finances with innovations such as the 'Quick Balance' feature on our mobile app, which has been used 12 million times in the six months since it was launched and our latest development allowing Android™ users to check their Nationwide balance via their Android Wear smartwatch.”

Banking at night infographic

Nocturnal activities

  • 30% shop online
  • 19% download music or apps
  • 16% pay for holidays, activities or travel
  • 14% pay household bills
  • 8% shop for food
  • 5% gamble online
  • 4% apply for a credit card or personal loan

*All figures, unless otherwise stated, are from YouGov Plc. Total sample size was 2,071 adults. Fieldwork was undertaken between 22nd - 23rd October 2014. The survey was carried out online. The figures have been weighted and are representative of all UK adults (aged 18+).

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