Contents insurance covers the cost of replacing your possessions if they’re damaged, destroyed or stolen. It can include everything you’d take with you if you moved home. So that means everything from your furniture to your kitchen appliances, and from your computing equipment to your jewellery.
Most contents insurance policies cover damage to your possessions as a result of disasters like flood, storm and fire, as well as burst pipes and theft.
Go from room to room adding up the cost of replacing all your possessions. Don’t forget the shed if you have one! You might be surprised how valuable your possessions are.
Nationwide have a contents calculator to help you work out how much cover you may need.