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It's easy to switch to Nationwide... and that's a promise

So what's switching?

Switching is moving your main current account to the right account and provider for you. At Nationwide it's easy. We can move your Direct Debits and standing orders for you.

If you don't already have a Nationwide current account, you can apply for one and switch at the same time.

Compare our accounts

Switch to us

Why switch to us?

Account Transfer Promise

When you switch you're covered by our Account Transfer Promise.

  • We'll give you £100 if we don't contact your Direct Debit companies within 10 working days
  • We'll refund any Nationwide charges caused by an error in the switching process

Customer offers and rewards

Exclusive offers and rewards

We give our current account customers access to great value deals across our product range. It's just our way of saying thank you.

See the latest offers
We're on your side

We're on your side

We're a building society, not a bank. We reinvest our profits to improve products and services for our 15 million members.

More about Nationwide

Here's how it works

  • You tell us that you'd like to switch

    Tell us that you'd like to switch

    It takes just a few minutes to switch online, or around 10-25 minutes if you're opening an account with us at the same time.

    To make the switch you'll need:

    • Name of the bank or building society you're switching from
    • Your sort code
    • Your account number
    • The date you'd like to start the switch

    Keeping you up to date

    If you give us your mobile number, we can let you know how the switch is going by text message.

  • We'll get a list of your Direct Debits and standing orders

    We'll get a list of your Direct Debits and standing orders

    Days 1-3

    If you've given us your mobile number, we'll send you a message when we start the switch.

    Then we'll ask your old bank or building society for a list of the Direct Debits and standing orders that are set up on your old account.

    Days 4-7

    Your old bank or building society should send us this this list within 4 working days.

  • We'll contact your Direct Debit companies and set up your standing orders

    We'll contact your Direct Debit companies and set up your standing orders

    Once we've received the list of your Direct Debits and standing orders, we'll contact the companies you pay Direct Debits to and set up your standing orders on your Nationwide account.

    We promise to contact your Direct Debit companies within 10 working days of starting your switch. If we don't, we'll give you £100.

    Funding your accounts

    It's a good idea to keep some money in both accounts while the switch is taking place.

    You can use our salary and pension payment transfer form to move your income payments to your Nationwide account.

  • Your Direct Debit companies will update their details

    Your Direct Debit companies will update their details

    We'll check whether the companies you pay Direct Debits to have updated their details. Then we'll send you a list of the Direct Debits we tried to switch and confirm whether they moved successfully.

    Payments that switched successfully will start leaving your Nationwide account.

    When a Direct Debit doesn't switch

    Occasionally, a Direct Debit company doesn't update their details. If this happens, you'll need to get in touch with that company directly.

    Why this can happen and what you need to do

    Why do Direct Debits sometimes fail to switch?

    • Occasionally a Direct Debit company doesn't accept our instruction on your behalf
    • Sometimes the list of Direct Debits we received included an inactive payment that's no longer being taken.

    What you'll need to do

    • If the payment should still be taken, then you'll need to contact the company taking that Direct Debit to update your details. You'll need the details of the Nationwide current account you're switching to.
    • If you're sure the payment is inactive and no longer being taken then you don't need to do anything.
  • You transfer your balance and close your old account

    How to transfer your balance and close your old account

    If you want to transfer your balance from your old account or close it down completely, you'll need to contact your old bank or building society directly.

    You can use the account closure form to do this.

    Exclusive product offers and rewards

    When your switch is complete, make sure you take a look at our latest offers and deals for current account customers.

Questions you might have

Can I choose which payments to move?
You can't. Our service will move all your outgoing payments.

Do I have to switch my payments when I open a current account?
You don't have to. Once your account is open you can switch at any time.

Can I upgrade my current account online and switch at the same time?
You'll need to upgrade your account first and then switch.

Do you have a printed version of this information? Yes we do. You can download a copy of our switching leaflet, or pick up a printed copy in branch.

Can I switch my outgoing payments myself?
You can manage the switch yourself, although you won't be covered by our Account Transfer Promise

Can I check how my switch is going?
We'll keep you informed by regular text message if you give us your mobile number. Or you can call us on 0800 30 20 10. Mon-Fri 8:00am-8:00pm. Sat & Sun 9:00am-5:00pm.

Can I stop the switch if I change my mind?
Please call our helpdesk on 01793 69 19 16. If we've already contacted your Direct Debit companies, we won't be able to cancel the switch.

Ready to switch?

Tell us what you'd like to do


FlexAccount
Apply for FlexAccount
Or find out more first
FlexDirect
Apply or upgrade to FlexDirect
Or find out more first
FlexPlus
Apply or upgrade to FlexPlus
Or find out more first
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FSCS - Protecting your money. Find out more

FSCS - Protecting your money

Your eligible deposits with Nationwide Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Nationwide Building Society, Cheshire Building Society, Derbyshire Building Society, Dunfermline Building Society and Nationwide UK (Ireland). Any total deposits you hold above the £85,000 limit between these brands are not covered.

Please click here for further information or visit www.fscs.org.uk

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© Nationwide Building Society
Nationwide Building Society is authorised and regulated by the Financial Services Authority under registration number 106078.
Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority.
You can confirm our registration on the FSA's website, www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.