Free FlexAccount Travel Cover
Free European multi-trip travel cover
As part of our range of exclusive offers for main FlexAccount customers we are offering free 5 star rated European multi-trip travel cover to all qualifying customers.
- Cover is free and available for all account holders subject to qualifying conditions
- You'll benefit from free cover each year as long as you continue to credit £750 each month
- You can also upgrade your policy to meet your personal needs (additional premiums will apply)
- Our free European travel cover has been rated 5 star by independent financial research company Defaqto and provides you with multi-trip comprehensive cover.
If you have a Nationwide Flexaccount then check below to see if you're covered, and read full details of the cover.
The table below offers a summary of the main travel insurance cover limits. Some sections of cover have additional limits so you should read the relevant section of the policy document and policy summary carefully as this gives you full details of cover and the relevant excesses and exclusions.
Please visit the insurance section of our website for comprehensive information about FlexAccount Travel Cover including details of how to upgrade.
Nationwide FlexAccount Travel Cover is provided by UK Insurance Limited†.
Nationwide FlexAccount Travel Cover
| Features and benefits |
Level of cover |
Optional upgrade (charges apply) |
| Worldwide / European cover |
European |
yes |
| Cancellation or curtailment charges |
£5,000 |
|
| Emergency medical and other expenses |
£10 million |
|
| Hospital benefit |
£25 per day, maximum £1,000 |
|
| Personal accident |
£25,000 |
|
| Baggage / personal possessions |
£1,500 |
|
| Delayed baggage / personal possessions |
£250 after 12 hours |
|
| Personal money |
£500 |
|
| Passport and documents |
£500 |
|
| Personal liability |
£2 million |
|
| Delayed departure |
£250 after 4 hours |
|
| Missed departure |
£1,000 |
|
| Legal expenses and assistance |
£50,000 |
|
| Number of days per trip |
31 days |
yes |
| Excess |
£50 |
|
| Winter sports |
Not included in standard cover |
yes |
| Hazardous activities |
Not included in standard cover |
yes |
|
|
|
You can also choose ‘Top up’ options for your free FlexAccount Travel Cover for an additional premium. Any changes that you make to your policy can be made with immediate effect.
You can upgrade your cover to:
- Cover your family
- Travel outside of Europe
- Cover a specific trip
- Change to age or excess
Call to get a quote or upgrade on 0845 246 1692. More details about upgrading can also be found in the insurance section of our website.
To be eligible for free FlexAccount Travel Cover
- Cover is only available to permanent residents of the UK.
- Unless you have already been notified that you are eligible, in order to qualify for free Nationwide FlexAccount Travel Cover you must hold a Visa debit card (not cash card+**) and complete a transfer of all of your Direct Debits and standing orders from an account with another bank or building society to your FlexAccount using our Account Transfer service.
- To qualify for cover you must be aged 73 or under at the point your account transfer is complete.
Once you meet the above criteria, you will receive a letter confirming the start date of your cover.
Age limits
Cover will cease for any customer on 31 December after their 75th birthday.
Maintaining Cover
To maintain cover you must continue to hold a Visa debit card (not cash card+**) and deposit at least £750 per month into your account (excluding internal transfers). We will review eligibility each September (starting from September 2012) and customers not maintaining the deposit of at least £750 per month will be notified when their cover will cease.
All customers
No matter when you opened your FlexAccount, it is recommended that you check page 6 to ensure you understand cover around medical conditions. If you are unsure about cover you should call 0845 246 1692 in order to be medically screened. All cover will stop if the FlexAccount is closed or we notify you that you no longer meet the eligibility criteria. If an account holder is removed from the account, cover will cease for that person.
Apply for our current account online
Or read full details of the account
†UK Insurance Limited (UKI) is authorised and regulated by the Financial Services Authority (FSA). The FSA registered number is 202810. Address – The Wharf, Neville Street, Leeds, LS1 4AZ. UK Insurance Limited is registered in England. Registration number – 1179980.
**If you have a Cash Card account or a FlexAccount with a cash card+, cheque guarantee card or cash card you will need to upgrade your account to a FlexAccount with a Visa debit card (subject to status) and transfer all your payments from a current account with another bank or building society to Nationwide using our Account Transfer Service.