Main FlexAccount eligibility requirements

  1. If you are an existing FlexAccount customer you must have a Nationwide Visa debit card (with the exception of the home insurance offer) and:
    1. have deposited £750 or more per month into your FlexAccount (excluding internal transfers from other Nationwide accounts) for the last 3 months (see Note 3); or
    2. transfer all your Direct Debits, standing orders and bill payments from an account with another bank or building society to your FlexAccount by using our Account Transfer Service and choosing ‘Option A – Transfer all my payments’ (see Note 4).
  2. If you do not currently have a FlexAccount you must open one and be offered a Visa debit card (with the exception of the home insurance offer). You must also ask us to transfer your existing current account (see condition 1b above).
  3. If you choose ‘Option B - Send me a list to choose from’ when asking us to transfer your account using our Account Transfer Service you will not qualify for these offers.
  4. These offers are not available if you have, or are offered a Cash Card Account or a FlexAccount with only a chequebook and cash card or cheque guarantee card (with the exception of the home insurance offer).
  5. If you ask us to delay the start of your account transfer you will not qualify for these offers.
  6. If you withdraw your request to carry out an account transfer or if we cannot process your account transfer you will not be eligible for these offers.
  7. You must use our Account Transfer Service to transfer your account. If you transfer your Direct Debits, standing orders or bill payments yourself or you do not have any Direct Debits, standing orders or bill payments to transfer to your FlexAccount, you will not qualify for these offers.
  8. You can transfer an existing joint account into a joint FlexAccount but only in the same names as the original account. If you want to transfer an existing joint account to a FlexAccount in one name only we will need permission from both account holders to do this. You cannot transfer an existing sole account into a joint FlexAccount.

Note 3: The requirement for deposits in the last 3 months does not apply to the 90% mortgage offer. If you have opened a FlexAccount Visa debit card in the last 3 months with a mandated deposit per month of £750 or more (excluding internal transfers from other Nationwide accounts) you may be eligible.

Note 4: this option is not applicable to the personal loans offer.

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Mortgage offer conditions

  1. This is a limited offer open from 30/10/2009.
  2. In order to qualify as a main FlexAccount customer you must meet the main FlexAccount eligibility requirements.
  3. Mortgages are subject to underwriting and criteria. The actual rate will depend on your circumstances.
    Ask for a personalised illustration.
  4. Borrowing limits apply – please ask for details.
  5. We may withdraw this offer at any time.
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Personal loan offer conditions

  1. To qualify as a main FlexAccount customer, you must meet the main FlexAccount eligibility requirements.
  2. The actual rate will depend on the amount you wish to borrow and your individual circumstances.
  3. All loans are subject to status and available to people aged 18 and over.
  4. Personal loan rate correct at 05/01/2010.
  5. Credit facilities are provided by, and written quotations are available from, Personal Loans Admin,
    Nationwide Building Society, Kings Park Road, Moulton Park, Northampton NN3 6NW.
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Home insurance offer conditions

  1. The 20% discount applies to new policies with a start date between 01 March 2010 and 31 May 2010 when both buildings and contents cover are purchased at the same time for the same property.
  2. The 20% discount at renewal applies to policies originally purchased under item 1 above when both the buildings and contents cover are renewed at the same time for the same property the following year.
  3. The £20 discount for main FlexAccount customers will be applied after the 20% discount is deducted. This will be applied to the first year’s premium only when buildings and contents cover are quoted and bought together in a branch or via the telephone between 01 March 2010 and 31 May 2010 by our Main FlexAccount customers.
  4. In order to qualify as a main FlexAccount customer you must have a FlexAccount Visa debit card and:
    1. Have a monthly credit turnover of £750 or more per month into your FlexAccount (excluding internal transfers from other Nationwide accounts) for the last 3 months; or
    2. Transfer all your Direct Debits, standing orders and bill payments from an account with another bank or building society to your FlexAccount by using our Account Transfer Service and choosing ‘Option A – Transfer all my payments’ before purchasing a new combined Home Insurance policy with Nationwide
  5. If you do not currently have a FlexAccount you must open one and be offered a Visa debit card. You must also ask us to transfer your existing current account (see condition 4b above).
  6. The 10% online discount applies to new policies bought online for the first year of the policy only. This discount will be deducted consecutively from the premium where other discounts apply.
  7. If you cancel either your buildings or contents insurance within the 1st or 2nd year of purchasing, Nationwide reserves the right to remove the discounts offered for the remaining period of cover.
  8. Discounts do not apply to Home emergency and Legal assistance cover.
  9. The £20 discount offer is not available to customers purchasing Nationwide Home insurance in conjunction with new mortgage borrowing from Nationwide.
  10. Nationwide reserves the right to withdraw the offer at short notice.
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