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Rates and charges




Payment services charges (see note 1)
Charges for specialist services
UK electronic transfer (CHAPS) £20 each time
Electronic transfer to overseas account (SWIFT) £20 each time
Account charges
Charge for an unpaid Direct Debit, standing order, bill payment or regular transfer when you do not have enough cleared funds £30 each time
Third party foreign currency charges
We pass on any third party charges incurred by us on your behalf for processing transactions in currencies other than sterling. Please see nationwide.co.uk/foreigntransactions or ask in branch for details.
1.00% of the transaction amount
Other charges (see note 2)
Charges for specialist services
A copy of one paper statement £5
Copies of two or more paper statements £10
Copies of cheques £5 for each cheque
Account charges
Charge for cheques guaranteed when you do not have enough cleared funds £21.50 each time
Charge for an unpaid cheque when you do not have enough cleared funds £30 each time
Unauthorised overdraft charge
(you must pay this in addition to the overdraft interest)
£20 a month

1 - If we make a change to these charges we will notify you at least two months before we make the change.
2 - If we make a change to these charges we will notify you at least 30 days before we make the change. Pre-notification is only applicable if the change is to your disadvantage. If the change is to your advantage we may make it immediately.


All charges correct as of 01/10/2009.

Record of charges and interest