Current Account Benefits and Offers
A current account that gives you more for free
FlexAccount is the current account from Nationwide which offers you one of the best everyday banking accounts with no monthly fee on the market. Our award-winning account has one of the highest levels of satisfaction on the high street* so we're confident you'll enjoy banking with us.
One simple account with all the things you'd expect...
- No monthly fee
- UK only call centres
- Internet, telephone and branch banking
- Cheque book and Visa debit card
- Overdraft facility (subject to approval) including first time charge refund. Find out more about overdrafts
Find out why we say our account is the best no monthly fee account on the market
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Plus, access to exclusive offers
You'll get access to exclusive offers and discounts on our other products when you use our current account as your main account.
Going away? You're covered
As a main FlexAccount customer, you'll automatically get free European multi-trip cover. (Conditions apply).
Exclusively for you
You’ll gain access to special offers on loans, savings and mortgages - plus our very best home insurance deal.
Simply Rewards
Take your pick from a great range of offers on big brands. Simply use your Nationwide debit or credit card to take advantage of the offers - there are no points to collect or statements to wait for.
Making your life easier
Fraud Guarantee
Our Fraud Guarantee means you don't lose a penny; if we find you're a victim of fraud through no fault of your own, we'll return your money immediately.
More ways we keep you safe online
Account Transfer Promise
Switching to us couldn't be easier. Our four point Account Transfer Promise takes care of everything from keeping you informed via text, to even giving you £100 if we don't contact all of your Direct Debit companies within 10 working days.
Find out more about switching to Nationwide
Making FlexAccount your main current account
Take a look at the information below to see how you can qualify for the free European travel insurance and our range of Flexclusive Nationwide product offers.
Free European travel insurance
To qualify for free European travel insurance, all you have to do is:
- hold a FlexAccount with a Visa debit card (not cash card+)
- agree to an Account Transfer from an account (non Nationwide) using our Account Transfer Service
- be aged 18-73
- to maintain free FlexAccount European travel cover, you must credit £750 or more each month into your FlexAccount (excluding internal transfers)
- We will review your cover once per year
Other Flexclusive product offers
To qualify as a main FlexAccount holder, you have to hold a FlexAccount with a Visa debit card (not cash card+) and
- pay in £750 or more each month (excluding internal transfers), or
- agree to complete an Account Transfer from an account (non Nationwide) using our Account Transfer Service or have done so in the past 4 months. For the personal loan offer the account transfer must be requested via branch or telephone and the account must be eligible for an overdraft.
Qualifying conditions vary by offer
But don't just take our word for it
Recommended Provider:
Which? have listed us as a recommended provider for current accounts
5 Star banking:
Rated 5 star by Defaqto the independent research company for the 6th year in a row
Notes
* Source: Nunwood Research, Service Tracker, 3 months ending August 2011.
Standard current account terms and conditions available on request. You need to be 18 or over to apply for a FlexAccount with a Visa debit card.
Nationwide FlexAccount . It is provided by UK Insurance Limited.
Nationwide Building Society subscribes to the Lending Code. For more information on the Lending Code please visit http://www.lendingstandardsboard.org.uk.