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Current Account Benefits and Offers

A current account that gives you more for free

FlexAccount is the current account from Nationwide which offers you one of the best everyday banking accounts with no monthly fee on the market. Our award-winning account has one of the highest levels of satisfaction on the high street* so we're confident you'll enjoy banking with us.

One simple account with all the things you'd expect...

  • No monthly fee
  • UK only call centres
  • Internet, telephone and branch banking
  • Cheque book and Visa debit card
  • Overdraft facility (subject to approval) including first time charge refund. Find out more about overdrafts

Find out why we say our account is the best no monthly fee account on the market

Compare us now

Plus, access to exclusive offers

You'll get access to exclusive offers and discounts on our other products when you use our current account as your main account.

Going away? You're covered

As a main FlexAccount customer, you'll automatically get free European multi-trip cover. (Conditions apply).

  • Free Travel insurance details

Exclusively for you

You’ll gain access to special offers on loans, savings and mortgages - plus our very best home insurance deal.

  • See latest offers

Simply Rewards

Take your pick from a great range of offers on big brands. Simply use your Nationwide debit or credit card to take advantage of the offers - there are no points to collect or statements to wait for.

  • Find out more

Making your life easier

Fraud Guarantee
Our Fraud Guarantee means you don't lose a penny; if we find you're a victim of fraud through no fault of your own, we'll return your money immediately.

More ways we keep you safe online

Account Transfer Promise
Switching to us couldn't be easier. Our four point Account Transfer Promise takes care of everything from keeping you informed via text, to even giving you £100 if we don't contact all of your Direct Debit companies within 10 working days.

Find out more about switching to Nationwide

Making FlexAccount your main current account

Take a look at the information below to see how you can qualify for the free European travel insurance and our range of Flexclusive Nationwide product offers.

Free European travel insurance

To qualify for free European travel insurance, all you have to do is:

  • hold a FlexAccount with a Visa debit card (not cash card+)
  • agree to an Account Transfer from an account (non Nationwide) using our Account Transfer Service
  • be aged 18-73
  • to maintain free FlexAccount European travel cover, you must credit £750 or more each month into your FlexAccount (excluding internal transfers)
  • We will review your cover once per year

Other Flexclusive product offers

To qualify as a main FlexAccount holder, you have to hold a FlexAccount with a Visa debit card (not cash card+) and

  • pay in £750 or more each month (excluding internal transfers), or
  • agree to complete an Account Transfer from an account (non Nationwide) using our Account Transfer Service or have done so in the past 4 months. For the personal loan offer the account transfer must be requested via branch or telephone and the account must be eligible for an overdraft.

Qualifying conditions vary by offer

But don't just take our word for it

Recommended Provider: Which?

Recommended Provider:
Which? have listed us as a recommended provider for current accounts

Defaqto 5 star Current Account award 2011.

5 Star banking:
Rated 5 star by Defaqto the independent research company for the 6th year in a row

It's easy to apply online..

Apply now
Or find out how to make it your main account
Notes

* Source: Nunwood Research, Service Tracker, 3 months ending August 2011.

Standard current account terms and conditions available on request. You need to be 18 or over to apply for a FlexAccount with a Visa debit card.

Nationwide FlexAccount Travel Cover is subject to eligibility, and conditions and exclusions apply. It is provided by UK Insurance Limited.

Nationwide Building Society subscribes to the Lending Code. For more information on the Lending Code please visit http://www.lendingstandardsboard.org.uk.

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Nationwide Building Society is authorised and regulated by the Financial Services Authority under registration number 106078. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. You can confirm our registration on the FSA's website, www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.