12.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 12.9% p.a. (variable)
*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 3.1% (minimum £5.00).If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.
For cashback, you must maintain a main current account relationship with us.
Don't worry, the secure online application form will tell you at the start of the application process if you qualify for the Nationwide Select Credit Card.
You can apply for a current account and a Nationwide Select Credit Card at the same time.
Use our benefits calculator to see why the Nationwide Select Credit Card could be right for you. Our calculator will show you the benefits of Nationwide Select Credit Card compared to your current credit card.
Ready to apply? It's quick and easy online...
Not a main current account customer?
You can still get a great deal with our Nationwide Credit Card. Not only does it come with a choice of two great introductory offers, you can also earn commission-free purchases abroad. 15.9% APR representative (variable). Find out more
Nationwide Select Credit Cards terms & conditions
You can still get a great deal with our Nationwide Credit Card. Not only does it come with a choice of two great introductory offers, you can also earn commission-free purchases abroad. 15.9% APR representative (variable) Find out more
The Nationwide Select Credit Card features commission-free purchases abroad. Quite simply all purchases overseas will be free of any commission charges.
To compare the costs of using different Nationwide cards abroad, please see the using your cards abroad page.
If you carry out a transaction using your card in a currency other than sterling, it will be converted to sterling on the day the transaction is processed by our card scheme providers at a wholesale rate of exchange. For an indication of that exchange rate, you can see the Visa wholesale rate of exchange at www.visaeurope.com/fxcalculator. This is an "indication" because transactions are processed when the retailer passes them on to the scheme provider, which is generally not on the same day the transaction took place.
Use our benefits calculator to see why the Nationwide Select Credit Card could be right for you. You may have some balances to transfer, some purchases in mind or both. Whatever you plan to do our calculator will show you the benefits of Nationwide Select Credit Card compared to your current credit card.
The following tool uses a slider control which may be difficult to use with a screen reader. You can use our accessible version, or alternatively skip to the next section
Please use the sliders on the left to answer the questions. Your benefits will then appear in the boxes on the right.
What is your current APR?
Balance to transfer?
Planned purchases? (within 1 month of opening)
How much do you expect to spend on your credit card each month?
Use the slider version
Your existing interest rate
0% on balance transfers for 20 months
0% on purchases for 12 months
Annual cashback earned (0.5% on all purchases)
Sliders not working? try our alternative version
The savings figures indicate the interest saving over the stated 0% introductory periods compared to your current APR. If applicable, a balance transfer fee of 3.1% (£5.00 minimum) is included. The calculator assumes a constant account balance and interest charged from account opening.
The earnings figure indicates the amount of cashback awarded annually based on you receiving 0.5% cashback on all your sterling purchases.
*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 3.1% (minimum £5.00).
**The cashback you earn does not count towards the minimum monthly payment required to hold a Select Credit Card and any purchase which are subsequently refunded, will be deducted from your cashback reward.
Credit cards are available to those aged 18 or over and are subject to circumstances.
Nationwide Building Society subscribes to the Lending Code. For more information on the Lending Code please visit http://www.lendingstandardsboard.org.uk/.