Compare credit card benefits
If you're having trouble deciding which of our credit cards is best for you then take a look at the table below which compares all their benefits.
Compare credit card benefits
| Benefits |
Nationwide Select Credit Card |
Nationwide Credit Card |
| Introductory offers* |
0% on balance transfers for 20 months*
(3.1% handling fee applies - minimum £5.00), and
0% on purchases for 12 months*
|
Option 1
0% on balance transfers for 20 months*
(3.1% handling fee applies - minimum £5.00), and
0% on purchases for 3 months* |
Option 2
0% on purchases for 6 months |
| Representative APR |
Representative 12.9% APR
Other rates from 9.9% to 19.9% APR apply
depending upon individual circumstances |
Representative 15.9% APR
Other rates from 9.9% to 19.9% APR apply
depending upon individual circumstances |
| Eligibility requirements |
To be eligible to apply, you must hold a FlexAccount with a Visa debit card (not cash card+) and:
- Have been paying in £750 (excluding internal transfers) a month for the last three months, or;
- Complete an account transfer to us (from a non-Nationwide account) using our Account Transfer Service, or have done so in the last four months
For cashback, you must continue paying £750 or more into your FlexAccount each month (excluding internal transfers).
|
None |
| Cashback |
0.5% cashback on all sterling card purchases** |
No cashback |
| Foreign usage |
Unlimited commission-free purchases abroad |
We will reward you every time you use your card for
purchases in pounds sterling with commission-free
purchases abroad. Find out more |
| Simply Rewards |
A great range of savings on big brands.
Find out more |
A great range of savings on big brands.
Find out more |
| Card type |
Visa |
Visa |
| Interest-free period |
Maximum 56 days for purchases if you pay your total balance on your statement, including any balance transfers, in full and by the due date. |
Maximum 56 days for purchases if you pay your total balance on your statement, including any balance transfers, in full and by the due date. |
| Representative example |
12.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 12.9% p.a. (variable) |
15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable) |
| Next steps |
Apply now |
Apply now |
*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 3.1% (minimum £5.00).
** Sterling purchases only (balance transfers, cash advances and payment protection insurance premiums are excluded).
Nationwide Building Society subscribes to the Lending Code. For more information on the Lending Code please visit .