Interest rates

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Gold card


APR for purchases Typical 15.9% APR variable
Other interest rates Introductory rate Monthly rate Annual rate
Purchases 0% for 3 mths* 1.240% 15.9% p.a.
Cash advances n/a 2.075% 27.9% p.a.
Balance transfers 0% for 13 mths* 1.240% 15.9% p.a.


Classic card


APR for purchases Typical 17.9% APR variable
Other interest rates Introductory rate Monthly rate Annual rate
Purchases 0% for 3 mths* 1.385% 17.9% p.a.
Cash advances n/a 2.075% 27.9% p.a.
Balance transfers 0% for 13 mths* 1.385% 17.9% p.a.

*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months of account opening and are subject to a fee of 3% (minimum £3.00).

Cash Reward card


withdrawn to new business on 11/01/06
APR for purchases Typical 17.9% APR variable
Other interest rates Introductory rate Monthly rate Annual rate
Purchases n/a 1.385% 17.9% p.a.
Cash advances n/a 2.075% 27.9% p.a.
Balance transfers n/a 1.385% 17.9% p.a.


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