Gold card

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Gold credit card - 0% on balance transfers for 13 months, typical 15.9% APR typical (variable) on transfers made in the first three months from account opening, 3% balance transfer fee applies (£3.00 minimum). We clear your most expensive borrowing first. Most likely to be suitable if you're 25 or over and earn over £25,00 a year. 0% on purchases for the first 3 months from account opening, get commission free purchases abroad. Winner of Your Money best online credit card provider award.

A Gold card is most likely to be suitable if you are aged 25 or over, have an annual income of £25,000 or more, and have an excellent credit history.

If our Gold card isn't right for you, then we may offer you our Classic card.

You can apply to change your Nationwide credit card at any time but any introductory rate or offer is not available if you have previously held a Nationwide credit card with an introductory rate or offer.