Annual report and accounts 2006

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Financial highlights

  • underlying profit before tax up 15.3% to £539.4 million
  • total income net of claims on insurance contracts up 7.7% from £1,518.4 million to £1,635.7 million
  • cost income ratio down from 61.9% to 60.6%
  • total assets up 7.6% from £112.1 billion to £120.6 billion
  • loans and advances to customers up 9.1% from £92.9 billion to £101.3 billion
  • member savings balances up 11.4% from £72.6 billion to £80.9 billion
  • total regulatory capital rose to £7.0 billion from £6.6 billion