- One in ten adults don’t consider themselves grown-up, according to poll from Nationwide
- Onset of adulthood delayed despite most having their own bank account, car and home
- Having children is the most likely life event linked to feeling grown-up
Do we automatically become grown-up when we turn 18? Seemingly not, with research revealing the average age at which Brits consider themselves responsible adults is 27 – almost a decade later.
The Nationwide Current Accounts survey, which polled 2,000 adults, revealed that ten per cent of 40-somethings still did not consider themselves grown up, while seven per cent of people in their 50s felt the same way, as did one in 20 (5%) people in their sixties.
This ‘forever young’ attitude lingers despite the average person opening their first bank account at 17, moving out of home at 21 and marrying at the age of 26. Interestingly, the average age of feeling grown-up - 27 years old - is the same as the average age of having children of one’s own.
According to the poll, more than half (55%) agreed that feeling grown-up is a mindset dependent on major life events, and particularly so for six in ten women (60%). More than one in five (22%) felt grown-up once they had their own children, a further fifth (21%) as a result of moving out of their parents’ home, one in seven (14%) when they got married and one in eight (12%) on getting their first job.
Of those that did consider themselves grown-up, the transition had happened for half (50%) in their twenties, a fifth (21%) in their thirties and one in 20 (5%) in their forties.
The journey towards adulthood may be influenced by our experiences along the way so we asked at what age todays adults first did or experienced the following key milestones:
||Exceptions to the rule
|Took out a savings account
||Though 5% were 30-plus and 8% have never done so
|Opened a bank account
||But 15% wait until their twenties
|Went to a music concert
||One in eight (12%) have never been
|Had a first boyfriend/girlfriend
||One in six (16%) waited until their 20s
|Got a first job
||Though one in eight (12%) were in their 20s
|Bought a first car
||But a quarter of women (25%) and a third (34%) of men do so before they are 20
|Went on first foreign holiday
||59% before they were 20 but one in ten were over 30
|Moved out of parents home
||38% before they were 20 and 9% still live with parents
|Bought your first house
||28% have never bought and 15% did so in their 30s
||More than a third (35%) have never married
||Two in five (39%) don’t have children.
|Contributed to a pension
||A quarter haven’t yet. One in six (16%) started post 30
|Planned for a funeral
||Almost three quarters (71%) have not
Dan King of Nationwide Current Accounts comments: “With adulthood comes responsibility, and especially when you have children of your own – but feeling grown-up is merely a state of mind. No matter what your age, getting yourself financially prepared to meet life’s challenges is essential – after all, learning to manage your money and to save can make the difference between achieving your aspirations or only ever dreaming about them.”