Mortgage rates - XML lookup

All Mortgage rates

This file is for review, archive and testing purposes only. Rates listed here should not be used by customers.

Show all flex products in a messy table. (Might help with checking rates)

Expand all of the tables below (for printing).

First time buyers

Available deals for 0-60% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.49% 3.99% 4.1% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
2 years 3.89% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.69% 3.99% 4.1% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
3 years 3.99% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 3.99% 3.99% 4.2% APR [p]299 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 4.19% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
[p]1,000 cashback offer for main FlexAccount customers (available in branch and by phone only) Flexclusives
With our Flexclusive cashback mortgage range, if you have a FlexAccount, Nationwide's current account, and meet the main FlexAccount eligibility criteria, you will receive [p]1,000 cashback upon completion of the mortgage. View details of the cashback offer.
2 years 4.19% 3.99% 4.2% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
2 years 4.59% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage[p]1,000 cashback is payable upon completion of the mortgage
3 years 4.29% 3.99% 4.3% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
3 years 4.59% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage
5 years 4.59% 3.99% 4.4% APR [p]299 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
5 years 4.79% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage

Tracker mortgages More information about fixed and tracker rates

With our tracker mortgages, you can switch to a fixed rate from our 'Switch and Fix' range at any time without paying Early Repayment Charges.
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +2.79% 3.29% 3.99% 4.0% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
2 years +3.19% 3.69% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +2.89% 3.39% 3.99% 4.0% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
3 years +3.19% 3.69% 3.99% 4.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
Flexible mortgage Flexclusives
5 years +2.69% 3.19% 3.99% 3.7% APR [p]99 Free standard legal fees when you use our licensed conveyancerFree standard valuation on your propertyNo Early Repayment Charge, allowing unlimited overpayments and penalty free switching

Available deals for 60-70% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.59% 3.99% 4.1% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
2 years 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.69% 3.99% 4.1% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
3 years 3.99% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 3.99% 3.99% 4.2% APR [p]299 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 4.19% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
[p]1,000 cashback offer for main FlexAccount customers (available in branch and by phone only) Flexclusives
With our Flexclusive cashback mortgage range, if you have a FlexAccount, Nationwide's current account, and meet the main FlexAccount eligibility criteria, you will receive [p]1,000 cashback upon completion of the mortgage. View details of the cashback offer.
2 years 4.19% 3.99% 4.2% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
2 years 4.59% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage
3 years 4.29% 3.99% 4.3% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
3 years 4.59% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage
5 years 4.59% 3.99% 4.4% APR [p]299 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
5 years 4.79% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +2.79% 3.29% 3.99% 4.0% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
2 years +3.19% 3.69% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +2.89% 3.39% 3.99% 4.0% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
3 years +3.19% 3.69% 3.99% 4.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
Flexible mortgage Flexclusives
5 years +2.69% 3.19% 3.99% 3.7% APR [p]99 Free standard legal fees when you use our licensed conveyancerFree standard valuation on your propertyNo Early Repayment Charge, allowing unlimited overpayments and penalty free switching

Available deals for 70-75% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.89% 3.99% 4.1% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
2 years 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.99% 3.99% 4.2% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
3 years 4.29% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 4.29% 3.99% 4.3% APR [p]299 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 4.49% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
[p]1,000 cashback offer for main FlexAccount customers (available in branch and by phone only) Flexclusives
With our Flexclusive cashback mortgage range, if you have a FlexAccount, Nationwide's current account, and meet the main FlexAccount eligibility criteria, you will receive [p]1,000 cashback upon completion of the mortgage. View details of the cashback offer.
2 years 4.19% 3.99% 4.2% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
2 years 4.59% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage
3 years 4.29% 3.99% 4.3% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
3 years 4.59% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage
5 years 4.59% 3.99% 4.4% APR [p]299 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
5 years 4.79% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.09% 3.59% 3.99% 4.1% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
2 years +3.49% 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.19% 3.69% 3.99% 4.1% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
3 years +3.49% 3.99% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
Flexible mortgage Flexclusives
5 years +2.99% 3.49% 3.99% 3.8% APR [p]99 Free standard legal fees when you use our licensed conveyancerFree standard valuation on your propertyNo Early Repayment Charge, allowing unlimited overpayments and penalty free switching

Available deals for 75-80% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 4.19% 3.99% 4.2% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
2 years 4.59% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.29% 3.99% 4.2% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
3 years 4.59% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 4.59% 3.99% 4.4% APR [p]299 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 4.79% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
[p]1,000 cashback offer for main FlexAccount customers (available in branch and by phone only) Flexclusives
With our Flexclusive cashback mortgage range, if you have a FlexAccount, Nationwide's current account, and meet the main FlexAccount eligibility criteria, you will receive [p]1,000 cashback upon completion of the mortgage. View details of the cashback offer.
2 years 4.19% 3.99% 4.2% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
2 years 4.59% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage
3 years 4.29% 3.99% 4.3% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
3 years 4.59% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage
5 years 4.59% 3.99% 4.4% APR [p]299 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
5 years 4.79% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.39% 3.89% 3.99% 4.1% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
2 years +3.79% 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.49% 3.99% 3.99% 4.2% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
3 years +3.79% 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
Flexible mortgage Flexclusives
5 years +3.29% 3.79% 3.99% 4.0% APR [p]99 Free standard legal fees when you use our licensed conveyancerFree standard valuation on your propertyNo Early Repayment Charge, allowing unlimited overpayments and penalty free switching

Available deals for 80-85% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 4.69% 3.99% 4.3% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
2 years 5.09% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.79% 3.99% 4.4% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
3 years 5.09% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 5.09% 3.99% 4.7% APR [p]299 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 5.29% 3.99% 4.9% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
[p]1,000 cashback offer for main FlexAccount customers (available in branch and by phone only) Flexclusives
With our Flexclusive cashback mortgage range, if you have a FlexAccount, Nationwide's current account, and meet the main FlexAccount eligibility criteria, you will receive [p]1,000 cashback upon completion of the mortgage. View details of the cashback offer.
2 years 4.69% 3.99% 4.3% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
2 years 5.09% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage
3 years 4.79% 3.99% 4.4% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
3 years 5.09% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage
5 years 5.09% 3.99% 4.7% APR [p]299 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
5 years 5.29% 3.99% 4.7% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early[p]1,000 cashback is payable upon completion of the mortgage

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.89% 4.39% 3.99% 4.2% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
2 years +4.29% 4.79% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.99% 4.49% 3.99% 4.3% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
3 years +4.29% 4.79% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
Flexible mortgage Flexclusives
5 years +3.79% 4.29% 3.99% 4.2% APR [p]99 Free standard legal fees when you use our licensed conveyancerFree standard valuation on your propertyNo Early Repayment Charge, allowing unlimited overpayments and penalty free switching

Available deals for 85-90% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 5.69% 3.99% 4.5% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product fee
2 years 6.09% 3.99% 4.7% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value
3 years 5.79% 3.99% 4.7% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product fee
3 years 6.09% 3.99% 4.9% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value
5 years 6.09% 3.99% 5.2% APR [p]299 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product fee
5 years 6.29% 3.99% 5.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value
[p]1,000 cashback offer for main FlexAccount customers (available in branch and by phone only) Flexclusives
With our Flexclusive cashback mortgage range, if you have a FlexAccount, Nationwide's current account, and meet the main FlexAccount eligibility criteria, you will receive [p]1,000 cashback upon completion of the mortgage. View details of the cashback offer.
2 years 5.69% 3.99% 4.5% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
2 years 6.09% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value[p]1,000 cashback is payable upon completion of the mortgage
3 years 5.79% 3.99% 4.7% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
3 years 6.09% 3.99% 4.8% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value[p]1,000 cashback is payable upon completion of the mortgage
5 years 6.09% 3.99% 5.2% APR [p]299 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product fee[p]1,000 cashback is payable upon completion of the mortgage
5 years 6.29% 3.99% 5.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value[p]1,000 cashback is payable upon completion of the mortgage
Save to Buy mortgage (available in branches only)
With Save to Buy, you can apply for a low deposit mortgage when you have held your Save to Buy savings account for 6 months or more, and we'll give you a cashback reward linked to the amount you save (conditions apply). View details of the Save to Buy offer.
PLUS: if you have a FlexAccount, Nationwide's current account, and meet the main FlexAccount eligibility criteria, you will be entitled to an extra [p]1,000 in addition to the cashback reward linked to your savings account. View details of the cashback for FlexAccount customers
2 years 5.69% 3.99% 4.5% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product feeIncludes cashback reward
2 years 6.09% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueIncludes cashback reward
3 years 5.79% 3.99% 4.7% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product feeIncludes cashback reward
3 years 6.09% 3.99% 4.8% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueIncludes cashback reward
5 years 6.09% 3.99% 5.2% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product feeIncludes cashback reward
5 years 6.29% 3.99% 5.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueIncludes cashback reward

Tracker mortgages More information about fixed and tracker rates

There are no tracker rates available at this LTV.

Available deals for 90-95% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
Save to Buy mortgage (available in branches only)
With Save to Buy, you can apply for a low deposit mortgage when you have held your Save to Buy savings account for 6 months or more, and we'll give you a cashback reward linked to the amount you save (conditions apply). View details of the Save to Buy offer.
PLUS: if you have a FlexAccount, Nationwide's current account, and meet the main FlexAccount eligibility criteria, you will be entitled to an extra [p]1,000 in addition to the cashback reward linked to your savings account. View details of the cashback for FlexAccount customers
3 years 6.24% 3.99% 4.9% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product feeIncludes cashback reward
3 years 6.54% 3.99% 4.9% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueIncludes cashback reward
5 years 6.54% 3.99% 5.4% APR [p]299 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product feeIncludes cashback reward
5 years 6.74% 3.99% 5.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueIncludes cashback reward

Tracker mortgages More information about fixed and tracker rates

There are no tracker rates available at this LTV.

New customers moving home

Available deals for 0-60% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.49% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 3.89% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.69% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.99% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 3.99% 3.99% 4.1% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 4.19% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +2.79% 3.29% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +3.19% 3.69% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +2.89% 3.39% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.19% 3.69% 3.99% 4.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
Flexible mortgage Flexclusives
5 years +2.69% 3.19% 3.99% 3.7% APR [p]99 Free standard legal fees when you use our licensed conveyancerFree standard valuation on your propertyNo Early Repayment Charge, allowing unlimited overpayments and penalty free switching

Available deals for 60-70% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.59% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.69% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.99% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 3.99% 3.99% 4.1% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 4.19% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +2.79% 3.29% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +3.19% 3.69% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +2.89% 3.39% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.19% 3.69% 3.99% 4.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
Flexible mortgage Flexclusives
5 years +2.69% 3.19% 3.99% 3.7% APR [p]99 Free standard legal fees when you use our licensed conveyancerFree standard valuation on your propertyNo Early Repayment Charge, allowing unlimited overpayments and penalty free switching

Available deals for 70-75% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.89% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.99% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.29% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 4.29% 3.99% 4.3% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 4.49% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.09% 3.59% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +3.49% 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.19% 3.69% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.49% 3.99% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
Flexible mortgage Flexclusives
5 years +2.99% 3.49% 3.99% 3.8% APR [p]99 Free standard legal fees when you use our licensed conveyancerFree standard valuation on your propertyNo Early Repayment Charge, allowing unlimited overpayments and penalty free switching

Available deals for 75-80% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 4.19% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 4.59% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.29% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.59% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 4.59% 3.99% 4.5% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 4.79% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.39% 3.89% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +3.79% 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.49% 3.99% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.79% 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
Flexible mortgage Flexclusives
5 years +3.29% 3.79% 3.99% 4.0% APR [p]99 Free standard legal fees when you use our licensed conveyancerFree standard valuation on your propertyNo Early Repayment Charge, allowing unlimited overpayments and penalty free switching

Available deals for 80-85% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 4.69% 3.99% 4.4% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 5.09% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.79% 3.99% 4.5% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 5.09% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 5.09% 3.99% 4.7% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 5.29% 3.99% 4.9% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.89% 4.39% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +4.29% 4.79% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.99% 4.49% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +4.29% 4.79% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
Flexible mortgage Flexclusives
5 years +3.79% 4.29% 3.99% 4.2% APR [p]99 Free standard legal fees when you use our licensed conveyancerFree standard valuation on your propertyNo Early Repayment Charge, allowing unlimited overpayments and penalty free switching

Available deals for 85-90% or 0-90% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 5.69% 3.99% 4.6% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value
2 years 6.09% 3.99% 4.7% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value
3 years 5.79% 3.99% 4.8% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value
3 years 6.09% 3.99% 4.9% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value
5 years 6.09% 3.99% 5.3% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product fee
5 years 6.29% 3.99% 5.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value

Tracker mortgages More information about fixed and tracker rates

There are no tracker rates available at this LTV.

Remortgaging

Available deals for 0-60% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.49% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
2 years 3.89% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years 3.69% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
5 years 3.99% 3.99% 4.1% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancerReduced product fee
5 years 4.19% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +2.79% 3.29% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
2 years +3.19% 3.69% 3.99% 4.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years +2.89% 3.39% 3.99% 3.9% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years +3.19% 3.69% 3.99% 4.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
Flexible mortgage Flexclusives
5 years +2.69% 3.19% 3.99% 3.6% APR [p]99 No Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer

Available deals for 60-70% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.59% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
2 years 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years 3.69% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
5 years 3.99% 3.99% 4.1% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancerReduced product fee
5 years 4.19% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +2.79% 3.29% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
2 years +3.19% 3.69% 3.99% 4.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years +2.89% 3.39% 3.99% 3.9% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years +3.19% 3.69% 3.99% 4.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
Flexible mortgage Flexclusives
5 years +2.69% 3.19% 3.99% 3.6% APR [p]99 No Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer

Available deals for 70-75% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.89% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
2 years 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years 3.99% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
5 years 4.29% 3.99% 4.3% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancerReduced product fee
5 years 4.49% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.09% 3.59% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
2 years +3.49% 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years +3.19% 3.69% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years +3.49% 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
Flexible mortgage Flexclusives
5 years +2.99% 3.49% 3.99% 3.8% APR [p]99 No Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer

Available deals for 75-80% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 4.19% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
2 years 4.59% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years 4.29% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years 4.59% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
5 years 4.59% 3.99% 4.5% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancerReduced product fee
5 years 4.79% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.39% 3.89% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
2 years +3.79% 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years +3.49% 3.99% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years +3.79% 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
Flexible mortgage Flexclusives
5 years +3.29% 3.79% 3.99% 4.0% APR [p]99 No Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer

Available deals for 80-85% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 4.69% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
2 years 5.09% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years 4.79% 3.99% 4.5% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years 5.09% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
5 years 5.09% 3.99% 4.8% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancerReduced product fee
5 years 5.29% 3.99% 4.9% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.89% 4.39% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
2 years +4.29% 4.79% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years +3.99% 4.49% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
3 years +4.29% 4.79% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer
Flexible mortgage Flexclusives
5 years +3.79% 4.29% 3.99% 4.3% APR [p]99 No Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyFree standard legal fees when you use our licensed conveyancer

Available deals for 85-90% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

There are no fixed rates available at this LTV.

Tracker mortgages More information about fixed and tracker rates

There are no tracker rates available at this LTV.

Existing customers moving home

Available deals for 0-60% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.49% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 4.89% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 3.89% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 3.69% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 4.99% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 3.99% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 3.99% 3.99% 4.2% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardReduced product fee
5 years 5.19% 3.99% 4.8% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 4.19% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +2.79% 3.29% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +4.19% 4.69% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +3.19% 3.69% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +2.89% 3.39% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +4.19% 4.69% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +3.19% 3.69% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
Flexible mortgage Flexclusives
5 years +3.69% 4.19% 3.99% 4.2% APR [p]99 Free standard legal fees when you use our licensed conveyancerNo Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyIncludes cashback reward
Flexible mortgage Flexclusives
5 years +2.69% 3.19% 3.99% 3.7% APR [p]99 Free standard legal fees when you use our licensed conveyancerNo Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyIncludes cashback reward

Available deals for 60-70% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.59% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 4.99% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 3.99% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 3.69% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 4.99% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 3.99% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 3.99% 3.99% 4.2% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardReduced product fee
5 years 5.19% 3.99% 4.8% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 4.19% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +2.79% 3.29% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +4.19% 4.69% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +3.19% 3.69% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +2.89% 3.39% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +4.19% 4.69% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +3.19% 3.69% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
Flexible mortgage Flexclusives
5 years +3.69% 4.19% 3.99% 4.2% APR [p]99 Free standard legal fees when you use our licensed conveyancerNo Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyIncludes cashback reward
Flexible mortgage Flexclusives
5 years +2.69% 3.19% 3.99% 3.7% APR [p]99 Free standard legal fees when you use our licensed conveyancerNo Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyIncludes cashback reward

Available deals for 70-75% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.89% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 5.29% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 4.29% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 3.99% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 5.29% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 4.29% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 4.29% 3.99% 4.2% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardReduced product fee
5 years 5.49% 3.99% 5.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 4.49% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.09% 3.59% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +4.49% 4.99% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +3.49% 3.99% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +3.19% 3.69% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +4.49% 4.99% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +3.49% 3.99% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
Flexible mortgage Flexclusives
5 years +3.99% 4.49% 3.99% 4.4% APR [p]99 Free standard legal fees when you use our licensed conveyancerNo Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyIncludes cashback reward
Flexible mortgage Flexclusives
5 years +2.99% 3.49% 3.99% 3.8% APR [p]99 Free standard legal fees when you use our licensed conveyancerNo Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyIncludes cashback reward

Available deals for 75-80% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 4.19% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 5.59% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 4.59% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 4.29% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 5.59% 3.99% 4.7% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 4.59% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 4.59% 3.99% 4.5% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardReduced product fee
5 years 5.79% 3.99% 5.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 4.79% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.39% 3.89% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +4.79% 5.29% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +3.79% 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +3.49% 3.99% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +4.79% 5.29% 3.99% 4.7% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +3.79% 4.29% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
Flexible mortgage Flexclusives
5 years +4.29% 4.79% 3.99% 4.5% APR [p]99 Free standard legal fees when you use our licensed conveyancerNo Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyIncludes cashback reward
Flexible mortgage Flexclusives
5 years +3.29% 3.79% 3.99% 4.0% APR [p]99 Free standard legal fees when you use our licensed conveyancerNo Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyIncludes cashback reward

Available deals for 80-85% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 4.69% 3.99% 4.4% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 6.09% 3.99% 4.7% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 5.09% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 4.79% 3.99% 4.5% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 6.09% 3.99% 4.9% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 5.09% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 5.09% 3.99% 4.8% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardReduced product fee
5 years 6.29% 3.99% 5.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 5.29% 3.99% 4.9% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.89% 4.39% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +5.29% 5.79% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +4.29% 4.79% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +3.99% 4.49% 3.99% 4.4% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +5.29% 5.79% 3.99% 4.8% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +4.29% 4.79% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
Flexible mortgage Flexclusives
5 years +4.79% 5.29% 3.99% 4.8% APR [p]99 Free standard legal fees when you use our licensed conveyancerNo Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyIncludes cashback reward
Flexible mortgage Flexclusives
5 years +3.79% 4.29% 3.99% 4.2% APR [p]99 Free standard legal fees when you use our licensed conveyancerNo Early Repayment Charge, allowing unlimited overpayments and penalty free switchingFree standard valuation on your propertyIncludes cashback reward

Available deals for 85-90% or 0-90% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 5.69% 3.99% 4.4% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
2 years 7.09% 3.99% 5.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
2 years 6.09% 3.99% 4.7% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
3 years 5.79% 3.99% 4.9% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
3 years 7.09% 3.99% 5.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
3 years 6.09% 3.99% 5.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
5 years 6.09% 3.99% 5.3% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to valueReduced product fee
5 years 7.29% 3.99% 6.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
5 years 6.29% 3.99% 5.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value

Available deals for 0-90% loan to value mortgages

Tracker mortgages More information about fixed and tracker rates

There are no tracker rates available at this LTV.

Available deals for 90-95% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
3 years 6.24% 3.99% 5.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
3 years 7.54% 3.99% 5.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
3 years 6.54% 3.99% 5.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
5 years 6.54% 3.99% 5.9% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to valueReduced product fee
5 years 7.74% 3.99% 6.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
5 years 6.74% 3.99% 5.8% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value

Tracker mortgages More information about fixed and tracker rates

There are no tracker rates available at this LTV.

Existing customers borrowing more

Available deals for 0-60% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.49% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 4.89% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 3.89% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.69% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.99% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 3.99% 3.99% 4.1% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 5.19% 3.99% 4.8% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 4.19% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +2.79% 3.29% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +4.19% 4.69% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +3.19% 3.69% 3.99% 4.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +2.89% 3.39% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +4.19% 4.69% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.19% 3.69% 3.99% 4.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Available deals for 60-70% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.59% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 4.99% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.69% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.99% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 3.99% 3.99% 4.1% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 5.19% 3.99% 4.8% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 4.19% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +2.79% 3.29% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +4.19% 4.69% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +3.19% 3.69% 3.99% 4.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +2.89% 3.39% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +4.19% 4.69% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.19% 3.69% 3.99% 4.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Available deals for 70-75% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.89% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 5.29% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.99% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 5.29% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 4.29% 3.99% 4.5% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 5.49% 3.99% 5.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 4.49% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.09% 3.59% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +4.49% 4.99% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +3.49% 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.19% 3.69% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +4.49% 4.99% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.49% 3.99% 3.99% 4.1% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Available deals for 75-80% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 4.19% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 5.59% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 4.59% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.29% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 5.59% 3.99% 4.7% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.59% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 4.59% 3.99% 4.5% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 5.79% 3.99% 5.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 4.79% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.39% 3.89% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +4.79% 5.29% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +3.79% 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.49% 3.99% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +4.79% 5.29% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.79% 4.29% 3.99% 4.2% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Available deals for 80-85% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 4.69% 3.99% 4.8% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 6.09% 3.99% 4.7% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 5.09% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.79% 3.99% 4.7% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 6.09% 3.99% 5.0% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 5.09% 3.99% 4.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 5.09% 3.99% 4.9% APR [p]549 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 6.29% 3.99% 5.5% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 5.29% 3.99% 4.9% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.89% 4.39% 3.99% 4.5% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +5.29% 5.79% 3.99% 4.6% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years +4.29% 4.79% 3.99% 4.3% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +3.99% 4.49% 3.99% 4.4% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +5.29% 5.79% 3.99% 4.8% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years +4.29% 4.79% 3.99% 4.4% APR [p]99 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Existing customers deal ending

Available deals for 0-60% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.29% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 3.69% 3.99% 4.0% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 3.49% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 3.79% 3.99% 4.0% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 3.89% 3.99% 4.1% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardReduced product fee
5 years 4.09% 3.99% 4.1% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more. Tracker mortgages for existing customers switching are currently only available to customers on, or due to move onto, our Standard mortgage rate (SMR), and can only be applied for by calling 08457 30 20 10 or visiting us your local branch.
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +2.59% 3.09% 3.99% 3.9% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +2.99% 3.49% 3.99% 3.9% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +2.69% 3.19% 3.99% 3.8% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +2.99% 3.49% 3.99% 3.9% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Available deals for 60-70% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.39% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 3.79% 3.99% 4.0% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 3.49% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 3.79% 3.99% 4.0% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 3.89% 3.99% 4.1% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardReduced product fee
5 years 4.09% 3.99% 4.1% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more. Tracker mortgages for existing customers switching are currently only available to customers on, or due to move onto, our Standard mortgage rate (SMR), and can only be applied for by calling 08457 30 20 10 or visiting us your local branch.
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +2.59% 3.09% 3.99% 3.9% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +2.99% 3.49% 3.99% 3.9% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +2.69% 3.19% 3.99% 3.8% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +2.99% 3.49% 3.99% 3.9% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Available deals for 70-75% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.69% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 4.09% 3.99% 4.1% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 3.79% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 4.09% 3.99% 4.1% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 4.19% 3.99% 4.2% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardReduced product fee
5 years 4.39% 3.99% 4.3% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more. Tracker mortgages for existing customers switching are currently only available to customers on, or due to move onto, our Standard mortgage rate (SMR), and can only be applied for by calling 08457 30 20 10 or visiting us your local branch.
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +2.89% 3.39% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +3.29% 3.79% 3.99% 4.0% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +2.99% 3.49% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +3.29% 3.79% 3.99% 4.0% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Available deals for 75-80% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.99% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 4.39% 3.99% 4.2% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 4.09% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 4.39% 3.99% 4.2% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 4.49% 3.99% 4.4% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardReduced product fee
5 years 4.69% 3.99% 4.5% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more. Tracker mortgages for existing customers switching are currently only available to customers on, or due to move onto, our Standard mortgage rate (SMR), and can only be applied for by calling 08457 30 20 10 or visiting us your local branch.
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.19% 3.69% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +3.59% 4.09% 3.99% 4.1% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +3.29% 3.79% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +3.59% 4.09% 3.99% 4.1% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Available deals for 80-85% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 4.49% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years 4.89% 3.99% 4.3% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 4.59% 3.99% 4.4% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years 4.89% 3.99% 4.4% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
5 years 4.99% 3.99% 4.7% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardReduced product fee
5 years 5.19% 3.99% 4.7% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Tracker mortgages More information about fixed and tracker rates

Want to future-proof your mortgage? The Switch & Fix feature of our tracker mortgages could help future-proof your mortgage payments. Find out more. Tracker mortgages for existing customers switching are currently only available to customers on, or due to move onto, our Standard mortgage rate (SMR), and can only be applied for by calling 08457 30 20 10 or visiting us your local branch.
Deal period Base rate differential Initial
rate3		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years +3.69% 4.19% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
2 years +4.09% 4.59% 3.99% 4.2% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +3.79% 4.29% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward
3 years +4.09% 4.59% 3.99% 4.3% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback reward

Available deals for 85-90% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 5.49% 3.99% 4.6% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
2 years 5.89% 3.99% 4.6% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
3 years 5.59% 3.99% 4.8% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
3 years 5.89% 3.99% 4.8% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
5 years 5.99% 3.99% 5.3% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to valueReduced product fee
5 years 6.19% 3.99% 5.3% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value

Tracker mortgages More information about fixed and tracker rates

There are no tracker rates available at this LTV.

Available deals for 90-95% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
3 years 6.04% 3.99% 5.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
3 years 6.34% 3.99% 4.9% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value
5 years 6.44% 3.99% 5.7% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to valueReduced product fee
5 years 6.64% 3.99% 5.6% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyIncludes cashback rewardAvailable with a low deposit: loans above 85% loan to value

Tracker mortgages More information about fixed and tracker rates

There are no tracker rates available at this LTV.

Existing customers switch and fix mid-deal

Available deals for 0-60% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

If you are currently on a Nationwide tracker rate that was reserved on or after 10 Jan 2006, you can switch to any of the fixed rates below without paying an Early Repayment Charge.
Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.29% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 3.69% 3.99% 4.0% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.49% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.79% 3.99% 4.0% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 3.89% 3.99% 4.1% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 4.09% 3.99% 4.1% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Available deals for 60-70% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

If you are currently on a Nationwide tracker rate that was reserved on or after 10 Jan 2006, you can switch to any of the fixed rates below without paying an Early Repayment Charge.
Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.39% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 3.79% 3.99% 4.0% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.49% 3.99% 4.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.79% 3.99% 4.0% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 3.89% 3.99% 4.1% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 4.09% 3.99% 4.1% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Available deals for 70-75% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

If you are currently on a Nationwide tracker rate that was reserved on or after 10 Jan 2006, you can switch to any of the fixed rates below without paying an Early Repayment Charge.
Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.69% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 4.09% 3.99% 4.1% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 3.79% 3.99% 4.1% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.09% 3.99% 4.1% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 4.19% 3.99% 4.2% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 4.39% 3.99% 4.3% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Available deals for 75-80% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

If you are currently on a Nationwide tracker rate that was reserved on or after 10 Jan 2006, you can switch to any of the fixed rates below without paying an Early Repayment Charge.
Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 3.99% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 4.39% 3.99% 4.2% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.09% 3.99% 4.2% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.39% 3.99% 4.2% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 4.49% 3.99% 4.4% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 4.69% 3.99% 4.5% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Available deals for 80-85% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

If you are currently on a Nationwide tracker rate that was reserved on or after 10 Jan 2006, you can switch to any of the fixed rates below without paying an Early Repayment Charge.
Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 4.49% 3.99% 4.3% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
2 years 4.89% 3.99% 4.3% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.59% 3.99% 4.4% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
3 years 4.89% 3.99% 4.4% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early
5 years 4.99% 3.99% 4.7% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyReduced product fee
5 years 5.19% 3.99% 4.7% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal early

Available deals for 85-90% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

If you are currently on a Nationwide tracker rate that was reserved on or after 10 Jan 2006, you can switch to any of the fixed rates below without paying an Early Repayment Charge.
Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
2 years 5.49% 3.99% 4.6% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value
2 years 5.89% 3.99% 4.6% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value
3 years 5.59% 3.99% 4.8% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value
3 years 5.89% 3.99% 4.8% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value
5 years 5.99% 3.99% 5.3% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product fee
5 years 6.19% 3.99% 5.3% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value

Available deals for 90-95% loan to value mortgages

Fixed rate mortgages More information about fixed and tracker rates

If you are currently on a Nationwide tracker rate that was reserved on or after 10 Jan 2006, you can switch to any of the fixed rates below without paying an Early Repayment Charge.
Deal period Initial
rate		 Followed
by the SMR,
currently		 Overall
cost for
comparison		 Fees
payable2		 Mortgage
features
3 years 6.04% 3.99% 5.0% APR [p]999 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value
3 years 6.34% 3.99% 4.9% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value
5 years 6.44% 3.99% 5.7% APR [p]499 Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to valueReduced product fee
5 years 6.64% 3.99% 5.6% APR None Early Repayment Charge applies for overpayments above [p]500 per month or if you exit your deal earlyAvailable with a low deposit: loans above 85% loan to value